5666 Flay Rd, Cherryville, NC 28021 Property Records

Lincoln County property record for 5666 Flay Rd, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1990
Lot Size	1.94 acres (84,724 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Sep 2021)
Tax Bill	$1,452 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2683-42-4158`

Property Details

APN / Parcel Number

Primary APN	`2683-42-4158`
Alternative APNs	`268300424158` `286549` `56114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Finished Area

Exterior

Year Built	Built 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	84,724 sqft (1.94 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	286549
Old Parcel Number	268300424158
Street Address	5666 FLAY RD
City	CHERRYVILLE
State	NC
Zip	28021-9297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Description	2 AC MCBRYDE LAND
Legal Block	42
Jurisdiction	LINCOLN NC
Township / Civil Division	NORTH BROOK
Census Block Group	2
Census Block	2019
Census Tract	70500

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5666 FLAY RD, CHERRYVILLE, NC 28021-9297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 31, 2018	Warranty Deed, Transfer · Conventional with PMI SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	0003080482
Deed Book / Page	3080 / 482
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 2, 2021
Property Address	5666 FLAY RD, CHERRYVILLE, NC 28021-9297
Document Number	3080482
Book / Page	3080 / 482
Instrument Date	Sep 1, 2021
Instrument	638042
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	NOT AVAILABLE, TRYON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5666 FLAY RD, 5666, CHERRYVILLE, NC 28021-9297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5666 FLAY RD, CHERRYVILLE, NC 28021-9297

Mortgage

Document Number	638043
Date	Sep 2, 2021
Instrument	638043

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 31, 2018
Property Address	5666 FLAY RD, CHERRYVILLE, NC 28021-9297
Document Number	2779532
Book / Page	002779 / 000532
Instrument Date	Oct 30, 2018
Instrument	585108
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	CHICAGO TITLE CHARLOTTE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5666 FLAY RD CHERRYVILLE NC 280219297, CHERRYVILLE, NC 28021-9297

Mortgage

Document Number	2779534
Date	Oct 31, 2018
Book Page	002779/000534
Instrument	585109

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,452.00	$224,281 Land $36,804 Building $187,477	$224,281 Land $36,804 Building $187,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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