5665 FM 2685, Gilmer, TX 75645 Property Records

Upshur County property record for 5665 FM 2685, Gilmer, TX 75645

Property Summary

Property Type	Residential
Details	2.5 ba · 3,818 sqft · built 2004
Lot Size	2.07 acres (90,518 sqft)
Owner	2 Individual Names on File
Last Sale	$238,500 (Oct 2020)
Tax Bill	$4,851 (2026)
Deeds & Mortgages	Mar 2016 Mortgage Oct 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001U-S02-000-337-1`

Property Details

APN / Parcel Number

Primary APN	`001U-S02-000-337-1`
Alternative APN	`301430`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,818 sqft Total Area
1st Floor Area	2,370 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	90,518 sqft (2.07 acres)
Garage Type	Attached
Garage Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	001U-S02-000-337-1
Street Address	5665 FM 2685
City	GILMER
State	TX
Zip	75645-2984
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A1 DAVENPORT, J B B,TRACT 337-1, 2.078 ACRES & HOUSE
Legal Subdivision	J B B DAVENPORT SURVEY A-1
Legal Tract	1-337
Jurisdiction	UPSHUR TX
Township / Civil Division	BIG SANDY
Census Block Group	2
Census Block	2000
Census Tract	950501

Owner

5665 FM 2685, a residential property, is owned and occupied by two individuals who bought it in October 2020.

Source: Upshur County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5665 FM 2685, GILMER, TX 75645-2984
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2016	Deed of Trust, Mortgage · Conventional Mortgage TEXAS BANK AND TRUST CO
Oct 5, 2022	Warranty Deed, Transfer MISSION TITLE
Oct 5, 2022	Warranty Deed, Transfer MISSION TITLE
Oct 23, 2020	Vendor's Lien, Transfer · Conventional Mortgage TEXAS BANK AND TRUST CO
Sep 8, 2008	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Deed Document Number	20207740
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	0202007740
Record Updated	Oct 29, 2026

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	5665 FM 2685, GILMER, TX 75645-2984
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001237/534
Date	Mar 1, 2016
Book Page	1237/534
Instrument	201601516

Lender

Name	TEXAS BANK AND TRUST CO
Type	Bank
Address	LONGVIEW, TX 75601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2046

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Oct 5, 2022
Property Address	5665 FM 2685, GILMER, TX 75645-2984
Document Number	0202208483
Map Reference	VOL 2 PG 185
Instrument Date	Oct 4, 2022
Instrument	202208483
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	MISSION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 OUACHITA ROAD 169, CHIDESTER, AR 71726-8265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5665 FM 2685, GILMER, TX 75645-2984
Investor	Possibly a Property Investor

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Oct 5, 2022
Property Address	5665 FM 2685, GILMER, TX 75645-2984
Document Number	0202208483
Map Reference	VOL 2 PG 185
Instrument Date	Oct 4, 2022
Instrument	202208483
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	MISSION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 OUACHITA ROAD 169, 166, CHIDESTER, AR 71726-8265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5665 FM 2685, GILMER, TX 75645-2984
Investor	Possibly a Property Investor

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Oct 23, 2020
Property Address	5665 FM 2685, GILMER, TX 75645-2984
Document Number	0202007740
Instrument Date	Oct 16, 2020
Instrument	202007740
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1210, GLADEWATER, TX 75647-1210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5665 FM 2685, GILMER, TX 75645-2984

Mortgage

Document Number	0202007741
Date	Oct 23, 2020
Instrument	202007741

Lender

Name	TEXAS BANK AND TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

September 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UPSHUR TX
Recording Date	Sep 8, 2008
Property Address	5665 FM 2685, GILMER, TX 75645-2984
Document Number	000825/030
Book / Page	825 / 030
Instrument Date	Aug 18, 2008
Instrument	200807919
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5665 FM 2685, GILMER, TX 75645-2984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5665 FM 2685, GILMER, TX 75645-2984

Tax Assessment & Valuation

The 2026 property tax bill for 5665 FM 2685 was $4,851 with a homeowner's exemption, up 55.6% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,851.00 (+55.63%) Homeowner's exemption	$320,420 (+2.32%) Land $59,600 Building $260,820	$320,420 (+2.32%) Land $59,600 Building $260,820
2025	$3,117.00 Homeowner's exemption	$313,170 Land $49,110 Building $264,060	$313,170 Land $49,110 Building $264,060
2023		$292,700 Land $48,750 Building $243,950	$292,700 Land $48,750 Building $243,950
2022	$3,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5665 FM 2685 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5665 FM 2685 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 2685

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