56635 Lunar Dr, Bend, OR 97707 Property Records

Deschutes County property record for 56635 Lunar Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 1996
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$321,000 (Jul 2018)
Tax Bill	$4,294 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201107-B0-11700`

Property Details

APN / Parcel Number

Primary APN	`201107-B0-11700`
Alternative APNs	`R1012201107B011700` `117028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,704 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Area	480 sqft
Lean-To	324 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	117028
Street Address	56635 LUNAR DR
City	BEND
State	OR
Zip	97707-2296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER RECREATION HOMESITES INC BLOCK 8 BLOCK 8 LOT 5
Legal Range	11
Legal Township	20
Legal Section	07
Legal Subdivision	DESCHUTES RIVER RECREATION HOMESITES INC
Legal Block	8
Legal Lot Number	5
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1017
Census Tract	404

Owner

Source: Deschutes County records · APN 201107-B0-11700

Assessment roll updated November 5, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56635 LUNAR DR, BEND, OR 97707-2296
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2026	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARBOR MORTGAGE GROUP LLC
Nov 05, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	201828220
Prior Transfer Date	Jun 01, 2004
Prior Transfer Doc	0000034409
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Apr 03, 2026
Property Address	56635 LUNAR DR, BEND, OR 97707-2296
Document Number	0000009923
Instrument Date	Mar 30, 2026
Instrument	20269923
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DESCHUTES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	56635 LUNAR DR, BEND, OR 97707-2296
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009923,
Date	Apr 03, 2026
Instrument	20269923

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	56635 LUNAR DR, BEND, OR 97707-2043
Transaction Type	Mortgage
Record Updated	Apr 01, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015199
Date	Mar 10, 2021
Instrument	2021-15199

Lender

Name	ARBOR MORTGAGE GROUP LLC
Type	Mortgage Company
Address	BEND, OR 97701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	56635 LUNAR DR, BEND, OR 97707-2043
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042965
Date	Nov 05, 2019
Instrument	2019-42965

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 10, 2018
Property Address	56635 LUNAR DR, BEND, OR 97707-2043
Document Number	0000028220
Instrument Date	Jul 05, 2018
Instrument	2018-28220
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	56635 LUNAR DR, BEND, OR 97707-2043

Mortgage

Document Number	0000028221
Date	Jul 10, 2018
Instrument	2018-28221

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,294.00 (+4.17%)	$233,580 (+3%)	$537,500 (+2.99%) Land $186,000 Building $351,500
2024	$4,122.00 (+2.36%)	$226,780 (+3%)	$521,890 (-2.54%) Land $166,000 Building $355,890
2023	$4,027.00	$220,180	$535,490 Land $190,000 Building $345,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 121 locations within half a mile of this property.

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