5663 Pray St, Bonita, CA 91902 Property Records

San Diego County property record for 5663 Pray St, Bonita, CA 91902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,571 sqft · built 1961
Lot Size	0.62 acres (27,007 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (Aug 2006)
Tax Bill	$11,029 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-271-08-00`

Property Details

APN / Parcel Number

Primary APN	`590-271-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,571 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5663 PRAY ST
City	BONITA
State	CA
Zip	91902-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 14 TR 004741
Legal Subdivision	BONITA GOLF HIGHLANDS
Legal Tract	004741
Legal Block	3
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	3207

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5663 PRAY ST, BONITA, CA 91902-2115
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAHESH & USHA WADHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2006 · Amount on Record
Deed Sale	Aug 25, 2006 · Amount on Record
Deed Document Number	2006609555
Last Transfer Date	Mar 6, 2007
Transfer Doc	0000161047
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5663 PRAY ST, BONITA, CA 91902-2115
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5663 PRAY ST, BONITA, CA 91902-2115

Mortgage

Document Number	0000752273
Date	Oct 28, 2021
Instrument	2021-0752273

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5663 PRAY ST, BONITA, CA 91902-2115
Document Number	0000083609
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5663 PRAY ST BONITA CA 919022115, BONITA, CA 91902-2115

Mortgage

Document Number	0000083609
Date	Feb 19, 2020
Instrument	83609

Lender

Name	MAHESH & USHA WADHER
Address	4099 SHADY RIDGE CIR, CORONA, CA 92881-8816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$888,218 (+2%) Land $546,596 Building $341,622
2025	$11,029.00 (+5.99%) Homeowner's exemption	$870,803 (+4.04%) Land $535,879 Building $334,924
2023	$10,406.00 (+3.12%) Homeowner's exemption	$836,990 Land $515,071 Building $321,919
2022	$10,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

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