566 Fletcher St, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 566 Fletcher St, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,426 sqft · built 1995
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on File
Last Sale	$382,000 (Apr 2014)
Tax Bill	$10,952 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099-190-099-4`

Property Details

APN / Parcel Number

Primary APN	`099-190-099-4`
Alternative APN	`099-190-099`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,426 sqft Living Area
1st Floor Area	753 sqft
2nd Floor Area	673 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Lot Area	5,800 sqft (0.133 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	566 FLETCHER ST
City	BAY POINT
State	CA
Zip	94565-6787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T7737 L99
Legal Subdivision	SUBDIVISION 7737
Legal Tract	7737
Legal Lot Number	99
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	315000

Owner

566 Fletcher St is owned and occupied by two individuals who bought it in April 2014.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	566 FLETCHER ST, BAY POINT, CA 94565-6787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2014 · Amount on File
Deed Sale	Apr 11, 2014 · Amount on File
Prior Sale	Feb 24, 2005 · Amount on File
Deed Document Number	201455968
Prior Transfer Date	Feb 18, 2005
Prior Transfer Doc	0000061644
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	566 FLETCHER ST, BAY POINT, CA 94565-6787
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 FLETCHER ST, BAY POINT, CA 94565-6787

Mortgage

Document Number	0000126772
Date	Nov 12, 2025
Instrument	2025- 126772

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 11, 2045

Interest

Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	566 FLETCHER ST, BAY POINT, CA 94565-6787
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMER TITLE MORT SERV D

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010392
Date	Jan 18, 2017
Instrument	2017-010392

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	566 FLETCHER ST, BAY POINT, CA 94565-6787
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114106
Date	Jul 18, 2018
Instrument	2018-114106

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	566 FLETCHER ST, BAY POINT, CA 94565-6787
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179590
Date	Nov 5, 2018
Instrument	2018-179590

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 566 Fletcher St was $10,952.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,632 (+2%) Land $250,069 Building $227,563
2025	$10,952.00	$468,267 Land $245,166 Building $223,101
2023	$10,649.00 (+66.81%)	$450,086 Land $235,647 Building $214,439
2022	$6,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 566 Fletcher St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 566 Fletcher St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Unwired, Verizon.

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