566 E Long Beach Rd, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 566 E Long Beach Rd, Saint James, NY 11780

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,812 sqft · built 1947
Lot Size	2 acres (87,120 sqft)
Owner	2 Individuals on Record
Last Sale	$1,700,000 (Jan 2023)
Tax Bill	$31,005 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2023 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`473403 6.-2-1.1`

Property Details

APN / Parcel Number

Primary APN	`473403 6.-2-1.1`
Alternative APNs	`0802-006.00-02.00-001.001` `340300600000020010010000` `47340042708`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,812 sqft Living Area
Gross Area	3,420 sqft
1st Floor Area	2,182 sqft
2nd Floor Area	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	87,120 sqft
View / Lot	Suburban
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	2,326 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	566 E LONG BEACH RD
City	SAINT JAMES
State	NY
Zip	11780-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	M/O CASSIS PLAT FILE # 10728 FILED 1/9/0LOT # 1
Legal Subdivision	CASSIS
Legal Block	2
Legal Lot Number	1
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1003
Census Tract	135004

Owner

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	566 E LONG BEACH RD, SAINT JAMES, NY 11780-3926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 9, 2023	Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023 · Amount on Record
Deed Sale	Jan 9, 2023 · Amount on Record
Prior Sale	Sep 14, 2016 · Amount on Record
Deed Book / Page	13184 / 340
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	566 E LONG BEACH RD, SAINT JAMES, NY 11780-3926
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234400789
Date	Jul 22, 2022
Book Page	23440/789

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 9, 2023
Property Address	566 E LONG BEACH RD, SAINT JAMES, NY 11780-3926
Document Number	0131840340
Book / Page	13184 / 340
Instrument Date	Oct 22, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PROSPECT PL, HAUPPAUGE, NY 11788-2413

Mortgage

Document Number	0002347214
Date	Jan 9, 2023
Instrument	23472/14

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Municipality	Nissequogue Village
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,380 (-) Land $2,980 Building $10,400	$1,672,500 (+10,775.22%) Land $372,500 Building $1,300,000
2024	$31,005.00
2023		$13,380 (-) Land $2,980 Building $10,400	$15,379 (+12.64%) Land $3,425 Building $11,954
2022		$13,380 Land $2,980 Building $10,400	$13,653 Land $3,041 Building $10,612

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	49 (1978–2024)
Claims Outside the SFHA	17 of 49
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Irene, Aug 2011 · 3 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

4G LTE only, no 5G reported

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