566 Chambers St, Apt A, El Cajon, CA 92020 Property Records

San Diego County property record for 566 Chambers St, Apt A, El Cajon, CA 92020

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 7 ba · 3,935 sqft · built 1963
Lot Size	0.183 acres (7,981 sqft)
Owner	Trust Name on File
Last Sale	$1,265,000 (May 2023)
Tax Bill	$17,811 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`482-351-06-00`

Property Details

APN / Parcel Number

Primary APN	`482-351-06-00`
Alternative APN	`4823400600`

Interior

Bedrooms	8 Beds
Full Baths	7 Baths
Units	4 Units
Building Area	3,935 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Multi-Family
Lot Area	7,981 sqft (0.183 acres)

Location & Zoning

Old Parcel Number	4823400600
Street Address	566 CHAMBERS ST, A
City	EL CAJON
State	CA
Zip	92020-3240
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-2200
Legal Description	LOT 6 UND 1/46 INT IN LOT A&ALL OF TR 005281
Legal Subdivision	BRADLEY PARK WEST
Legal Tract	005281
Legal Block	2
Legal Lot Number	6,A
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	16202

Owner

566 Chambers St, Apt A is held in a trust since May 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	17018 SILVER CREST DR, SAN DIEGO, CA 92127-2821
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Grant Deed, Transfer · Commercial Mortgage HOME BANK OF CALIFORNIA
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage CLEAREDGELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Prior Sale	Nov 1, 2004 · Amount on File
Deed Document Number	2023134924
Prior Transfer Date	Feb 19, 2005
Prior Transfer Doc	0000153392
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2023
Property Address	566 CHAMBERS ST APT A, A, EL CAJON, CA 92020-3240
Document Number	0000134924
Map Reference	MAP 5281
Instrument Date	May 15, 2023
Instrument	2023-0134924
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	17018 SILVER CREST DR, SAN DIEGO, CA 92127-2821

Mortgage

Document Number	0000134925
Date	May 23, 2023
Instrument	2023-0134925

Lender

Name	HOME BANK OF CALIFORNIA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	566 CHAMBERS ST APT A, A, EL CAJON, CA 92020-3240
Document Number	0000078999
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	693 REDLANDS PL BONITA CA 919024017, BONITA, CA 91902-4017

Mortgage

Document Number	0000078999
Date	Mar 5, 2019
Instrument	78999

Lender

Name	CLEAREDGELENDING
Address	750 WASHINGTON BLVD # 1050, STAMFORD, CT 06901-3722

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 566 Chambers St, Apt A was $17,811.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,342,427 (+2%) Land $636,724 Building $705,703
2025	$17,811.00	$1,316,106 Land $624,240 Building $691,866
2023	$13,729.00 (+3.06%)	$977,974 Land $502,384 Building $475,590
2022	$13,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 566 Chambers St, Apt A in Zone X, an area of moderate flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	47 units insured incl. 46 condo units
Nearby Flood Claims	14 (1980–2006)
Most Recent Claim	Mar 2006
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 566 Chambers St, Apt A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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