Osceola County property record for 5659 Jones Rd, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,361 sqft · built 2014 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Oct 2025) |
| Tax Bill | $7,959 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Sep 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 91860 |
| Primary APN | 91860 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,361 sqft Heated Area |
| Gross Area | 3,529 sqft |
| 1st Floor Area | 2,361 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Finished |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 530 sqft |
| Deck Area | 144 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 91860 |
|---|---|
| Street Address | 5659 JONES RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW MAP OF NARCOOSSEE PB 1 PGS 73 & 74 COM SE COR LOT 65, W 365 FT TO POB; CONT W 213.70 FT, N 325 FT, E 213.70 FT, S 325 FT |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 21 |
| Legal Subdivision | NARCOOSSEE NEW MAP |
| Legal Tract | 4260 |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 91860
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5659 JONES RD, SAINT CLOUD, FL 34771-9547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 09, 2025 | Warranty Deed, Transfer WEST ORANGE TITLE INC |
| Sep 01, 2023 | Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Oct 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE NATIONAL BANK & TRUST |
| Mar 19, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 09, 2025 · Amount on Record |
| Deed Sale | Oct 09, 2025 · Amount on Record |
| Prior Sale | Sep 01, 2023 · Amount on Record |
| Deed Document Number | 2025125629 |
| Deed Book / Page | 6862 / 1652 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 09, 2025 |
| Property Address | 5659 JONES RD, SAINT CLOUD, FL 34771-9547 |
| Document Number | 0068621652 |
| Book / Page | 6862 / 1652 |
| Map Reference | MB 13 PG 136-139 |
| Instrument Date | Oct 01, 2025 |
| Instrument | 2025125629 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | WEST ORANGE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 E KEEN ST, KISSIMMEE, FL 34744-1825 |
| Name | Verified Name |
|---|---|
| Address | 5659 JONES RD, SAINT CLOUD, FL 34771-9547 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 01, 2023 |
| Property Address | 5659 JONES RD, SAINT CLOUD, FL 34771-9547 |
| Document Number | 0064671144 |
| Book / Page | 6467 / 1144 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023115258 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5659 JONES RD, SAINT CLOUD, FL 34771-9547 |
| Name | Verified Name |
|---|---|
| Address | 5659 JONES RD, SAINT CLOUD, FL 34771-9547 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5659 JONES RD, SAINT CLOUD, FL 34771-9547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052250482 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 5225/0482 |
| Instrument | 2017148698 |
| Name | COMMERCE NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WINTER PARK, FL 32789 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 19, 2019 |
| Property Address | 5659 JONES RD, SAINT CLOUD, FL 34771-9547 |
| Document Number | 0054931959 |
| Book / Page | 005493 / 001959 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 34818 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2019 |
| Title Company | CLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,003.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5659 JONES RD ST CLOUD FL 347719547, ST CLOUD, FL 34771-9547 |
| Document Number | 54931961 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 005493/001961 |
| Instrument | 34819 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,959.00 (+1.61%) Homeowner's exemption | $563,900 (+0.32%) Land $80,800 Building $483,100 | $563,900 (+0.32%) Land $80,800 Building $483,100 |
| 2024 | $7,833.00 (+60.09%) Homeowner's exemption | $562,100 (+62.42%) Land $80,800 Building $481,300 | $562,100 (+4.83%) Land $80,800 Building $481,300 |
| 2023 | $4,893.00 (+3.86%) Homeowner's exemption | $346,068 (+3%) | $536,200 (+14.84%) Land $72,700 Building $463,500 |
| 2022 | $4,711.00 Homeowner's exemption | $335,989 | $466,900 Land $72,700 Building $394,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 113 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 254 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Lumen Technologies, Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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