56589 Cardinal Dr, Macomb, MI 48042 Property Records

Macomb County property record for 56589 Cardinal Dr, Macomb, MI 48042

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,800 sqft · built 2003
Lot Size0.193 acres (8,407 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Nov 2022)
Tax Bill$5,241 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-08-05-201-012

Property Details

APN / Parcel Number

Primary APN20-08-05-201-012
Alternative APN
  • 0805201012

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,800 sqft Living Area
1st Floor Area746 sqft
Basement Area746 sqft
Unfinished Basement746 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address56589 CARDINAL DR
CityMACOMB
StateMI
Zip48042-1188
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWINDING CREEK SUB LOT 194 LIBER: 153 PAGES: 27-42
Legal SubdivisionWINDING CREEK SUB
Legal Lot Number194
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group3
Census Block3002
Census Tract223802

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address56589 CARDINAL DR, MACOMB, MI 48042-1188
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2022Warranty Deed, Transfer · FHA Mortgage
PLATINUM HOME MORTGAGE CORP
Jan 14, 2021Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE 1 INC
Dec 18, 2020Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE 1 INC
Jan 9, 2018Warranty Deed, Transfer · FHA Mortgage
MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2022 · Amount on Record
Deed SaleNov 17, 2022 · Amount on Record
Prior SaleJan 9, 2018 · Amount on Record
Deed Document Number2022128154
Deed Book / Page28904 / 413
Prior Transfer DateMay 10, 2013
Prior Transfer Doc0000078274
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateNov 17, 2022
Property Address56589 CARDINAL DR, MACOMB, MI 48042-1188
Document Number2200128154
Book / Page28904 / 413
Map ReferenceLB 153 PG 27-42
Instrument DateNov 15, 2022
Instrument202200128154
Transaction TypeTransfer
Record UpdatedDec 2, 2022
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address56589 CARDINAL DR, 56589, MACOMB, MI 48042-1188

Transferred To (Grantee/Buyer)

NameVerified Name
Address56589 CARDINAL DR, MACOMB, MI 48042-1188

Mortgage

Document Number2200128155
DateNov 17, 2022
Instrument202200128155
Lender
NamePLATINUM HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address56589 CARDINAL DR, MACOMB, MI 48042-1188
Transaction TypeMortgage
Record UpdatedFeb 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address56589 CARDINAL DR, MACOMB, MI 48042-1188

Mortgage

Document Number0000107381
DateJan 14, 2021
Book Page27334/643
Instrument2107381
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address56589 CARDINAL DR, MACOMB, MI 48042-1188
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address56589 CARDINAL DR, MACOMB, MI 48042-1188

Mortgage

Document Number0000158883
DateDec 18, 2020
Book Page27264/750
Instrument2158883
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJan 9, 2018
Property Address56589 CARDINAL DR, MACOMB, MI 48042-1188
Document Number0000003427
Book / Page025157 / 000109
Instrument DateDec 29, 2017
Instrument3427
Transaction TypeTransfer
Record UpdatedFeb 6, 2018
Title CompanyBELL TITLE AGENCY/MACOMB-SHELBY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,322.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56589 CARDINAL DR MACOMB MI 480421188, MACOMB, MI 48042-1188

Mortgage

Document Number3428
DateJan 9, 2018
Book Page025157/000111
Instrument3428
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 8, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictNew Haven Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$176,600 (+4.25%)$353,200 (+4.25%)
2025$5,241.00 (+36.95%) Homeowner's exemption$169,400 (+13.92%)$338,800 (+13.92%)
2023$148,700$297,400
2022$3,827.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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