56586 Ash Rd, Osceola, IN 46561 Property Records

Elkhart County property record for 56586 Ash Rd, Osceola, IN 46561

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,056 sqft · built 1930
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Sep 2021)
Tax Bill	$2,047 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-05-10-301-004.000-001`

Property Details

APN / Parcel Number

Primary APN	`20-05-10-301-004.000-001`
Alternative APN	`0510301004001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area
1st Floor Area	1,336 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	720 sqft
Family Room	Family Room
Flooring	Subfloor

Exterior

Year Built	Built 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Mixed
Garage Area	1,320 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Patio Area	785 sqft
Lean-To	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0510301004001
Old Parcel Number	0510301004001
Street Address	56586 ASH RD
City	OSCEOLA
State	IN
Zip	46561-9661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	N 1/2 S 1/2 OF 20A N END W1/2 SW1/4 EX .50A SEC 10 4.50A
Legal Block	301
Jurisdiction	ELKHART IN
Township / Civil Division	BAUGO
Census Block Group	2
Census Block	2033
Census Tract	1402

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	56586 ASH RD, OSCEOLA, IN 46561-9661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Aug 16, 2019	Deed of Trust, Mortgage · Commercial Mortgage NOTRE DAME FCU
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Sep 16, 2021 · Amount on Record
Deed Document Number	0000004840
Last Transfer Date	Mar 15, 2023
Transfer Doc	0000004034
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKHART IN
Recording Date	Mar 15, 2023
Property Address	56586 ASH RD, OSCEOLA, IN 46561-9661
Document Number	0000004034
Instrument Date	Mar 13, 2023
Instrument	2023-04034
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	MTC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56586 ASH RD, OSCEOLA, IN 46561-9661

Mortgage

Document Number	0000004035
Date	Mar 15, 2023
Instrument	2023-04035

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	56586 ASH RD, OSCEOLA, IN 46561-9661
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006663
Date	Aug 16, 2019
Instrument	2019-16663

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Sep 16, 2021
Property Address	56586 ASH RD, OSCEOLA, IN 46561-9661
Document Number	0000004840
Instrument Date	Sep 9, 2021
Instrument	2021-24840
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56586 ASH RD, OSCEOLA, IN 46561-9661
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004841
Date	Sep 16, 2021
Instrument	2021-24841

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Baugo Township
Unified School District	Baugo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$240,100 (+13.04%) Land $63,700 Building $176,400	$240,100 (+13.04%) Land $63,700 Building $176,400
2024	$2,047.00 (+8.02%)	$212,400 (+5.41%) Land $63,700 Building $148,700	$212,400 (+5.41%) Land $63,700 Building $148,700
2023		$201,500 (+9.87%) Land $63,700 Building $137,800	$201,500 (+9.87%) Land $63,700 Building $137,800
2022	$1,895.00	$183,400 Land $63,700 Building $119,700	$183,400 Land $63,700 Building $119,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

Nearby Properties on Ash Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures