5658 Terrace Dr, Rocklin, CA 95765 Property Records

Placer County property record for 5658 Terrace Dr, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,113 sqft · built 1988
Lot Size	0.131 acres (5,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Nov 2020)
Tax Bill	$6,880 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`370-020-001-000`

Property Details

APN / Parcel Number

Primary APN	`370-020-001-000`
Alternative APN	`370-020-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,113 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,696 sqft (0.131 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	370-020-001
Street Address	5658 TERRACE DR
City	ROCKLIN
State	CA
Zip	95765-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 205 STANFORD RANCH A1 UNIT 2
Legal Subdivision	STANFORD RANCH
Legal Lot Number	205
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1004
Census Tract	21131

Owner

Source: Placer County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5658 TERRACE DR, ROCKLIN, CA 95765-1742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Oct 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 18, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Feb 21, 2013 · Amount on Record
Deed Document Number	2020134471
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Aug 6, 2026
Property Address	5658 TERRACE DR, ROCKLIN, CA 95765-1742
Document Number	0000045254
Instrument Date	Jul 20, 2026
Instrument	202645254
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	5658 TERRACE DR, ROCKLIN, CA 95765-1742

Mortgage

Document Number	0000045254,
Date	Aug 6, 2026
Instrument	202645254

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Dec 1, 2050

Interest

Rate	6.47%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5658 TERRACE DR, ROCKLIN, CA 95765-1742
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5658 TERRACE DR, ROCKLIN, CA 95765-1742

Mortgage

Document Number	0000128293
Date	Oct 15, 2021
Instrument	2021-0128293

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Dec 1, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 18, 2020
Property Address	5658 TERRACE DR, ROCKLIN, CA 95765-1742
Document Number	0000134471
Map Reference	MB O PG 96
Instrument Date	Nov 12, 2020
Instrument	2020-0134471
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5658 TERRACE DR, ROCKLIN, CA 95765-1742

Mortgage

Document Number	0000134472
Date	Nov 18, 2020
Instrument	2020-0134472

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,120 (+2%) Land $149,050 Building $425,070
2025	$6,880.00 (+10.97%)	$562,864 (+4.04%) Land $146,128 Building $416,736
2023	$6,200.00 (+0.39%)	$541,008 Land $140,454 Building $400,554
2022	$6,176.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Succeed.Net.

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