5657 McDowell Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5657 McDowell Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Lot Size118 acres (5,140,080 sqft)
OwnerIndividual Name on File
Tax Bill$2,457 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN017-031-003-50

Property Details

APN / Parcel Number

Primary APN017-031-003-50

Interior

FlooringCarpet

Exterior

Lot Area5,140,080 sqft (118 acres)

Location & Zoning

Street Address5657 MCDOWELL RD
CityLAPEER
StateMI
Zip48446-8010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8N R9E SEC 31 PART OF THE NE 1/4 OF SEC 31, BEG AT A PT ON THE N SEC LI THAT IS N 87 DEG E 665.78 FT FROM THE N 1/4 COR OF
Legal Range09E
Legal Township08N
Legal Section31
JurisdictionLAPEER MI
Township / Civil DivisionOREGON
Census Block Group2
Census Block2011
Census Tract342100

Owner

Source: Lapeer County assessment roll, APN 017-031-003-50, as of August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5657 MCDOWELL RD, LAPEER, MI 48446-8010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
CREDIT UNION ONE
Deed of Trust, Mortgage
Apr 05, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 30, 2012
Transfer Doc2598000826
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address5657 MCDOWELL RD, LAPEER, MI 48446-8010
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5657 MCDOWELL RD, LAPEER, MI 48446-8010

Mortgage

Document Number0032990532
DateJun 15, 2022
Book Page3299/532
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 14, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address5657 MCDOWELL RD, LAPEER, MI 48446-8010
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5657 MCDOWELL RD, LAPEER, MI 48446-8010

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address5657 MCDOWELL RD, LAPEER, MI 48446-8010
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029540207
DateApr 05, 2018
Book Page2954/207
Lender
NameSTATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lapeer County assessment roll as of August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionOregon Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$225,800 (+1.94%)$451,600 (+1.94%)
2025$2,457.00 (+0.24%)
2023$221,500$443,000
2022$2,451.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), as of May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873421002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 1 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

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