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5656 Willowbrook Dr, Saginaw, MI 48638 Property Records

Saginaw County property record for 5656 Willowbrook Dr, Saginaw, MI 48638

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,338 sqft · built 1978
Lot Size0.236 acres (10,280 sqft)
Owner2 Individual Names on File
Last Sale$121,900 (May 2001)
Tax Bill$2,927 (2025)
Deeds & MortgagesMay 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN23-12-4-20-3218-000

Property Details

APN / Parcel Number

Primary APN23-12-4-20-3218-000
Alternative APN
  • 124203218000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,338 sqft Living Area
1st Floor Area1,326 sqft
Basement Area1,040 sqft
Finished Basement1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialCombination
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,280 sqft (0.236 acres)
Lot Dimensions124 ft deep x 83 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area100 sqft
Deck AreaDeck Area
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5656 WILLOWBROOK DR
CitySAGINAW
StateMI
Zip48638-5457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 18 CHIPPEWA PLACE SEC 20 T12N R4E
Legal Range04E
Legal Township12N
Legal Section20
Legal SubdivisionCHIPPEWA PLACE
Legal Lot Number18
Legal Unit18
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group3
Census Block3006
Census Tract10502

Owner

5656 Willowbrook Dr is owned and occupied by two individuals who bought it in May 2001.

Source: Saginaw County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address5656 WILLOWBROOK DR, SAGINAW, MI 48638-5457
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2001 · Amount on File
Deed SaleMay 22, 2001 · Amount on File
Prior SaleApr 20, 2001 · Amount on File
Deed Document Number20017032120
Deed Book / Page2201 / 825
Record UpdatedOct 29, 2026

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAGINAW MI
Property Address5656 WILLOWBROOK DR, SAGINAW, MI 48638-5457
Document Number0000025564
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5656 WILLOWBROOK DR SAGINAW MI 486385457, SAGINAW, MI 48638-5457

Mortgage

Document Number0000025564
DateOct 12, 2020
Instrument25564
Lender
NamePHH MTG SVCS
TypeMortgage Company
AddressWEST PALM BEACH, FL 33418-9838
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5656 Willowbrook Dr was $2,927 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSaginaw Charter Township
Unified School DistrictSaginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$106,800$213,600
2025$2,927.00 Homeowner's exemption
2023$81,000$162,000
2022$2,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5656 Willowbrook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1981)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5656 Willowbrook Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAGINAW CHARTER TOWNSHIP
serves 40,840 people · EPA ID MI0005860
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionOct 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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