Howard County property record for 5656 Thunder Hill Rd, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,810 sqft · built 1972 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Mar 2020) |
| Tax Bill | $7,727 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-112062 |
| Primary APN | 16-112062 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,810 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,500 sqft (0.195 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 112062 |
|---|---|
| Street Address | 5656 THUNDER HILL RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-3282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 183 8,500 SQ' 5656 THUNDER HILL RD VIL OAKLAND MILLS S4 A1 |
| Legal Subdivision | VILLAGE OAKLAND MILLS |
| Legal Lot Number | 183 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 606603 |
5656 Thunder Hill Rd is owned and occupied by two individuals who bought it in March 2020.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5656 THUNDER HILL RD, COLUMBIA, MD 21045-3282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 4, 2020 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| May 30, 2019 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on File |
| Deed Sale | Mar 4, 2020 · Amount on File |
| Prior Sale | May 30, 2019 · Amount on File |
| Deed Book / Page | 19216 / 53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5656 THUNDER HILL RD, COLUMBIA, MD 21045-3282 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|---|
| Address | 5656 THUNDER HILL RD, COLUMBIA, MD 21045-3282 |
| Document Number | 0197170083 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 19717/83 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 4, 2020 |
| Property Address | 5656 THUNDER HILL RD, COLUMBIA, MD 21045-3282 |
| Document Number | 0192160053 |
| Book / Page | 019216 / 000053 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | ADMIRAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5656 THUNDER HILL RD COLUMBIA MD 210453282, COLUMBIA, MD 21045-3282 |
| Document Number | 192160062 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 019216/000062 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 30, 2019 |
| Property Address | 5656 THUNDER HILL RD, COLUMBIA, MD 21045-3282 |
| Document Number | 0186910419 |
| Book / Page | 018691 / 000419 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $244.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9442 PENFIELD CT COLUMBIA MD 210452215, COLUMBIA, MD 21045-2215 |
The 2026 property tax bill for 5656 Thunder Hill Rd was $7,727, up 6.7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,727.00 (+6.65%) | $500,800 (+6.78%) Land $195,700 Building $305,100 | $500,800 (-) Land $195,700 Building $305,100 |
| 2025 | $7,245.00 | $469,000 | $500,800 Land $195,700 Building $305,100 |
| 2023 | $405,400 Land $175,700 Building $229,700 | $405,400 Land $175,700 Building $229,700 | |
| 2022 | $4,331.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5656 Thunder Hill Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5656 Thunder Hill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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