5656 N Fork Rd, Deming, WA 98244 Property Records

Whatcom County property record for 5656 N Fork Rd, Deming, WA 98244

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 1,577 sqft · built 1990
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Jun 2021)
Tax Bill	$4,240 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`390527-243475-0000`

Property Details

APN / Parcel Number

Primary APN	`390527-243475-0000`
Alternative APNs	`109033` `581613` `29900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,577 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	513 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Rustic
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Built-Up Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Wood Porch
Porch Area	176 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	109033
Street Address	5656 N FORK RD
City	DEMING
State	WA
Zip	98244-9517
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R5A
Legal Description	S 2 ACRES OF N 4 ACRES OF THAT PTN OF GOVT LOT 2 LY E OF CO RD-BOUNDED ON E BY E LI OF GOVT LOT 2-LY S OF INTERS OF SD CO RD R/W WI SD E LI OF GOVT LOT 2
Legal Range	05
Legal Township	39
Legal Section	27
Legal Block	1
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	EAST WHATCOM
Census Block Group	1
Census Block	1061
Census Tract	10101

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5656 N FORK RD, DEMING, WA 98244-9517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDUSTRIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	20213615
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 21, 2021
Property Address	5656 N FORK RD, DEMING, WA 98244-9517
Document Number	20210603615
Instrument Date	Jun 11, 2021
Instrument	2021-0603615
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,942.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5656 N FORK RD, DEMING, WA 98244-9517

Mortgage

Document Number	20210603616
Date	Jun 21, 2021
Instrument	2021-0603616

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Index	LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5656 N FORK RD, DEMING, WA 98244-9517
Document Number	2201000856
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5656 N FORK RD DEMING WA 982449517, DEMING, WA 98244-9517

Mortgage

Document Number	2201000856
Date	Oct 6, 2020
Instrument	1000856

Lender

Name	INDUSTRIAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-1767

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,240.00 (+266.46%)	$549,023 (+25.15%) Land $216,997 Building $332,026	$549,023 (+25.15%) Land $216,997 Building $332,026
2022		$438,678 Land $155,025 Building $283,653	$438,678 Land $155,025 Building $283,653
2021	$1,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Pogozone powered by Neubeam Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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