5655 Starlight Dr, Cedar Hill, MO 63016 Property Records

Jefferson County property record for 5655 Starlight Dr, Cedar Hill, MO 63016

Property Summary

Property Type	Single Family Home
Details	1 ba · 884 sqft · built 1980
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,100 (Nov 2004)
Tax Bill	$1,340 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-2.0-04.0-0-000-019.01`

Property Details

APN / Parcel Number

Primary APN	`12-2.0-04.0-0-000-019.01`
Alternative APN	`1220040 01901`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	174,240 sqft
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Porch	Open Frame Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5655 STARLIGHT DR
City	CEDAR HILL
State	MO
Zip	63016-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	PT NE1/4 NE1/4
Legal Range	4E
Legal Township	41N
Legal Section	04
Legal Block	3
Jurisdiction	JEFFERSON MO
Township / Civil Division	CENTRAL
Census Block Group	3
Census Block	3015
Census Tract	700504

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5655 STARLIGHT DR, CEDAR HILL, MO 63016-3618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Apr 24, 2017	Deed of Trust, Mortgage · FHA Mortgage VINSON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2004 · Amount on Record
Deed Sale	Nov 5, 2004 · Amount on Record
Deed Document Number	200463937
Prior Transfer Date	Dec 24, 2001
Prior Transfer Doc	0000054012
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5655 STARLIGHT DR, CEDAR HILL, MO 63016-3618
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5655 STARLIGHT DR, CEDAR HILL, MO 63016-3618

Mortgage

Document Number	0000031948
Date	Dec 27, 2023
Instrument	2023R-031948

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5655 STARLIGHT DR, CEDAR HILL, MO 63016-3618
Document Number	0000038012
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5655 STARLIGHT DR CEDAR HILL MO 630163618, CEDAR HILL, MO 63016-3618

Mortgage

Document Number	0000038012
Date	Oct 8, 2020
Instrument	38012

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	WILDWOOD, 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Oct 7, 2032

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5655 STARLIGHT DR, CEDAR HILL, MO 63016-3618
Document Number	0000012798
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017
Title Company	TITLE STAR AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5655 STARLIGHT DR CEDAR HILL MO 630163618, CEDAR HILL, MO 63016-3618

Mortgage

Document Number	0000012798
Date	Apr 28, 2017
Instrument	12798

Lender

Name	VINSON MTG SVCS
Type	Mortgage Company
Address	TOWN AND COUNTRY, MO 63131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2032

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Hillsboro R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,800 (-) Land $5,400 Building $15,400	$109,600 (-) Land $28,500 Building $81,100
2025	$1,340.00 (+0.53%)	$20,800 (+5.05%) Land $5,400 Building $15,400
2024			$109,600 (+5.08%) Land $28,500 Building $81,100
2023	$1,333.00	$19,800 Land $5,400 Building $14,400	$104,300 Land $28,500 Building $75,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1993–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Thunderstorms And Flash Flooding, May 2000 · 3 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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