5655 Palmer Pl, Duluth, MN 55804 Property Records

St. Louis County property record for 5655 Palmer Pl, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,068 sqft · built 1950
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Tax Bill	$4,164 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`315-0010-01763`

Property Details

APN / Parcel Number

Primary APN	`315-0010-01763`
Alternative APN	`1043231`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,068 sqft Gross Area
1st Floor Area	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	87,556 sqft (2.01 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	91 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1043231
Street Address	5655 PALMER PL
City	DULUTH
State	MN
Zip	55804-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	THAT PART OF GOVT LOT 2 DESCRIBED AS FOLLOWS:COMMENCING AT THE NW CORNER OF SAID GOVT LOT2; THENCE S ALONG THE W LINE OF SAID
Legal Range	12W
Legal Township	51N
Legal Section	10
Legal Subdivision	DULUTH TOWN OF
Legal Lot Number	2,390
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1059
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5655 PALMER PL, DULUTH, MN 55804-2905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Line of Credit LAKE BK
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE BK
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE BK
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE BK
Dec 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 3, 2008
Transfer Doc	0001086387
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5655 PALMER PL, DULUTH, MN 55804-2905
Document Number	00A1383848
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5655 PALMER PL DULUTH MN 558042905, DULUTH, MN 55804-2905

Mortgage

Document Number	00A1383848
Date	Jun 29, 2020
Instrument	A1383848

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 28, 2025

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5655 PALMER PL, DULUTH, MN 55804-2905
Document Number	00A1379442
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5655 PALMER PL DULUTH MN 558042905, DULUTH, MN 55804-2905

Mortgage

Document Number	00A1379442
Date	May 11, 2020
Instrument	A1379442

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5655 PALMER PL, DULUTH, MN 55804-2905
Document Number	00A1331901
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5655 PALMER PL DULUTH MN 558042905, DULUTH, MN 55804-2905

Mortgage

Document Number	00A1331901
Date	Apr 30, 2018
Instrument	A1331901

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 29, 2023

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5655 PALMER PL, DULUTH, MN 55804-2905
Document Number	00A1327864
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5655 PALMER PL DULUTH MN 558042905, DULUTH, MN 55804-2905

Mortgage

Document Number	00A1327864
Date	Feb 16, 2018
Instrument	A1327864

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 11, 2017
Property Address	5655 PALMER PL, DULUTH, MN 55804-2905
Document Number	00A1323879
Instrument Date	May 12, 2017
Instrument	A1323879
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5657 PALMER PL DULUTH MN 558042905, DULUTH, MN 55804-2905

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,164.00 (+9.75%) Homeowner's exemption
2025	$3,794.00 (+4.52%) Homeowner's exemption	$436,400 (+4.73%) Land $67,300 Building $369,100	$436,400 (+4.73%) Land $67,300 Building $369,100
2024	$3,630.00	$416,700 (+54.85%) Land $64,600 Building $352,100	$416,700 (+54.85%) Land $64,600 Building $352,100
2022		$269,100 Land $44,600 Building $224,500	$269,100 Land $44,600 Building $224,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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