Rowan County property record for 5655 Cranston Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1972 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,000 (Oct 2018) |
| Tax Bill | $738 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage Oct 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076-00 00 021.00 |
| Primary APN | 076-00 00 021.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Total Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Heating System | Oil |
|---|---|
| Heating Fuel | Electric |
| Account Number | 10523 |
|---|---|
| Street Address | 5655 CRANSTON RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H BLDG & LAND CRANSTON ROAD |
| Legal Subdivision | NO SUBDIVISION |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 950100 |
5655 Cranston Rd is owned and occupied by an individual who bought it in October 2018.
Source: Rowan County records, as of November 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5655 CRANSTON RD, MOREHEAD, KY 40351-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2018 | Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC |
| Oct 4, 2018 | Intrafamily Transfer, Transfer |
| Jun 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2018 · Amount on File |
| Deed Sale | Oct 18, 2018 · Amount on File |
| Deed Document Number | 2018411646 |
| Deed Book / Page | 269 / 630 |
| Prior Transfer Date | Oct 3, 2018 |
| Prior Transfer Doc | 00D269/523 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Oct 18, 2018 |
| Property Address | 5655 CRANSTON RD, MOREHEAD, KY 40351-9516 |
| Document Number | 00D269/630 |
| Book / Page | D269 / 630 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 411646 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5655 CRANSTON RD, MOREHEAD, KY 40351-9516 |
| Name | Verified Name |
|---|---|
| Address | 5655 CRANSTON RD, MOREHEAD, KY 40351-9516 |
| Document Number | 0000411647 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 411647 |
| Name | PRIME MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Oct 4, 2018 |
| Property Address | 5655 CRANSTON RD, MOREHEAD, KY 40351-9516 |
| Document Number | 00D269/523 |
| Book / Page | D269 / 523 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 411484 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5655 CRANSTON RD, MOREHEAD, KY 40351-9516 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jun 27, 2018 |
| Property Address | 5655 CRANSTON RD, MOREHEAD, KY 40351-9516 |
| Document Number | 00D268/289 |
| Book / Page | D268 / 289 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 409842 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5665 CARSTON RD, MOREHEAD, KY 40351 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 5655 Cranston Rd was $738.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $738.00 | $88,240 Land $15,000 Building $73,240 | $88,240 Land $15,000 Building $73,240 |
| 2023 | $751.00 | $88,240 Land $15,000 Building $73,240 | $88,240 Land $15,000 Building $73,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5655 Cranston Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2001–2017) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5655 Cranston Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
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