Lake County property record for 56545 Otter Rd, Astor, FL 32102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,322 sqft · built 2004 |
| Lot Size | 0.609 acres (26,512 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Dec 2002) |
| Tax Bill | $5,879 (2024) |
| Deeds & Mortgages | May 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 24-15-27-0200-095-00100 |
| Primary APN | 24-15-27-0200-095-00100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,322 sqft Living Area |
| Gross Area | 3,095 sqft |
| 1st Floor Area | 2,322 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 26,512 sqft (0.609 acres) |
| Lot Dimensions | 210 ft deep x 140 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 773 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 1,050 sqft |
| Deck Area | 2,785 sqft |
| Patio Area | 984 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2746297 |
|---|---|
| Street Address | 56545 OTTER RD |
| City | ASTOR |
| State | FL |
| Zip | 32102-2336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | BLUE CREEK POINT LOT 1 BLK 95 *UNRECORDED PLAT SEE DEED FOR FULL PROPERTY DESCRIPTION ORB 2220 PG 1166 ORB 5949 PG 1244 |
| Legal Range | 27E |
| Legal Township | 15S |
| Legal Section | 24 |
| Legal Subdivision | BLUE CREEK |
| Legal Tract | 0200 |
| Legal Block | 95 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30102 |
56545 Otter Rd is owned and occupied by two individuals who acquired it in April 2022.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56545 OTTER RD, ASTOR, FL 32102-2336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2002 · Amount on File |
| Deed Sale | Dec 10, 2002 · Amount on File |
| Deed Book / Page | 2220 / 1166 |
| Last Transfer Date | Apr 27, 2022 |
| Transfer Doc | 0059491244 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 4, 2022 |
| Property Address | 56545 OTTER RD, ASTOR, FL 32102-2336 |
| Document Number | 0059491244 |
| Book / Page | 5949 / 1244 |
| Map Reference | MB 2 PG 2 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022062006 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | DAYTONA SUNCOAST TITLE INSURANCE INC, DAYTONA SUNCOAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56545 OTTER RD, ASTOR, FL 32102-2336 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 56545 OTTER RD, ASTOR, FL 32102-2336 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,410 (+2.9%) | $513,951 (-) Land $165,000 Building $348,951 | |
| 2025 | $428,000 Land $165,000 Building $263,000 | $513,951 Land $165,000 Building $348,951 | |
| 2024 | $5,879.00 (+7.34%) | ||
| 2023 | $5,477.00 (+3.38%) Homeowner's exemption | $403,830 (+3%) | $503,918 (+4.13%) Land $165,000 Building $338,918 |
| 2022 | $5,298.00 Homeowner's exemption | $392,070 | $483,918 Land $145,000 Building $338,918 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 56545 Otter Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 106 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 133 (1993–2024) |
| Claims Outside the SFHA | 1 of 133 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 56545 Otter Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. JOHN'S RIVER UTILITY INC private · serves 2,498 people · EPA ID FL3350044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures