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5654 Western Sun Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5654 Western Sun Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,843 sqft · built 2019
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$279,265 (Oct 2019)
Tax Bill$3,818 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN042631012200010260

Property Details

APN / Parcel Number

Primary APN042631012200010260

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,843 sqft Heated Area
Gross Area2,516 sqft
1st Floor Area1,843 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished
Garage Area441 sqft
PorchOpen Porch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5654 WESTERN SUN DR
CitySAINT CLOUD
StateFL
Zip34771-7492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESTATES OF WESTERLY PB 26 PGS 193-195 LOT 26
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionESTATES OF WESTERLY
Legal Tract122
Legal Lot Number26
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3026
Census Tract43700

Owner

Source: Osceola County records · APN 042631012200010260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5654 WESTERN SUN DR, SAINT CLOUD, FL 34771-7492
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2019Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
HOME AMERICAN MORTGAGE CORP
Jun 17, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2019 · Amount on Record
Deed SaleOct 28, 2019 · Amount on Record
Prior SaleJun 17, 2019 · Amount on Record
Deed Document Number2019139263
Deed Book / Page5613 / 0113
Record UpdatedJun 08, 2026

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 28, 2019
Property Address5654 WESTERN SUN DR, SAINT CLOUD, FL 34771-7492
Document Number0056130113
Book / Page5613 / 0113
Map ReferenceMB 26 PG 193
Instrument DateOct 23, 2019
Instrument2019139263
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 01, 2022
Title CompanyMULTIPLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,959.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 10255, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address5654 WESTERN SUN DR, SAINT CLOUD, FL 34771-7492

Mortgage

Document Number0005613114
DateOct 28, 2019
Instrument5613/114
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJun 17, 2019
Property Address5654 WESTERN SUN DR, SAINT CLOUD, FL 34771-7492
Document Number0055421019
Book / Page005542 / 001019
Instrument DateJun 13, 2019
Instrument77841
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$16,461.90
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address2822 COMMERCE PARK DR #100 ORLANDO FL 328198636, 100, ORLANDO, FL 32819-8636
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,818.00 (+6.23%) Homeowner's exemption$256,191 (+5.99%)$331,700 (-0.72%) Land $74,200 Building $257,500
2023$3,594.00 (+3.57%) Homeowner's exemption$241,720 (+3%)$334,100 (+20.35%) Land $68,900 Building $265,200
2022$3,470.00 Homeowner's exemption$234,680$277,600 Land $58,300 Building $219,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 70 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Wildfire

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire LikelihoodAbout 1 in 177 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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