Cook County property record for 5654 S Rutherford Ave, Chicago, IL 60638
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,090 sqft · built 1949 |
| Lot Size | 0.087 acres (3,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Aug 2018) |
| Tax Bill | $3,689 (2023) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Apr 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-18-208-071 |
| Primary APN | 19-18-208-071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,090 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Old Style |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 3,780 sqft (0.087 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 5654 S RUTHERFORD AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60638-3247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Range | 13E |
| Legal Township | 38N |
| Legal Section | 18 |
| Legal Subdivision | F H BARTLETTS 05 ADD/BARTLET |
| Legal Block | 73 |
| Legal Lot Number | 5 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 561000 |
5654 S Rutherford Ave is owned and occupied by an individual who acquired it in March 2020.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5654 S RUTHERFORD AVE, CHICAGO, IL 60638-3247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOYNE SAVINGS BANK |
| Apr 16, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 22, 2018 | Warranty Deed, Transfer · Conventional with PMI CARDINAL FIN'L |
| Jan 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Mar 10, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Feb 27, 2017 | Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO. |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2018 · Amount on File |
| Deed Sale | Aug 22, 2018 · Amount on File |
| Deed Document Number | 201846301 |
| Last Transfer Date | Mar 24, 2020 |
| Transfer Doc | 0000007000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 5654 S RUTHERFORD AVE, CHICAGO, IL 60638-3247 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0036233371 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 2336233371 |
| Name | HOYNE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60630 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 57 Months |
| Due | Sep 9, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 16, 2020 |
| Property Address | 5654 S RUTHERFORD AVE, CHICAGO, IL 60638-3247 |
| Document Number | 0010707000 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 2010707000 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Title Company | NATIONAL TITLE SOLUTIONS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5654 S RUTHERFORD AVE, CHICAGO, IL 60638-3247 |
| Document Number | 0010707001 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 2010707001 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 11, 2019 |
| Property Address | 5654 S RUTHERFORD AVE, CHICAGO, IL 60638-3247 |
| Document Number | 1901113033 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 1113033 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5654 S RUTHERFORD AVE CHICAGO IL 606383247, CHICAGO, IL 60638-3247 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 22, 2018 |
| Property Address | 5654 S RUTHERFORD AVE, CHICAGO, IL 60638-3247 |
| Document Number | 1823446301 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 23446301 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10610 S CICELO OAK LAWN IL 60453, OAK LAWN, IL 60453 |
| Document Number | 1823446303 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 23446303 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 23, 2018 |
| Property Address | 5654 S RUTHERFORD AVE, CHICAGO, IL 60638-3247 |
| Document Number | 1802345029 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 2345029 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5654 S RUTHERFORD AVE CHICAGO IL 606383247, CHICAGO, IL 60638-3247 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 10, 2017 |
| Property Address | 5654 S RUTHERFORD AVE, CHICAGO, IL 60638-3247 |
| Document Number | 1706918053 |
| Instrument Date | Feb 20, 2017 |
| Instrument | 6918053 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5654 S RUTHERFORD AVE CHICAGO IL 606383247, CHICAGO, IL 60638-3247 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 27, 2017 |
| Property Address | 5654 S RUTHERFORD AVE, CHICAGO, IL 60638-3247 |
| Document Number | 1705845020 |
| Instrument Date | Feb 20, 2017 |
| Instrument | 5845020 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5654 S RUTHERFORD AVE CHICAGO IL 606383247, CHICAGO, IL 60638-3247 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,000 Land $5,292 Building $22,708 | $280,000 Land $52,920 Building $227,080 | |
| 2023 | $3,689.00 (+3.19%) | ||
| 2022 | $3,575.00 (-4.77%) | $20,704 (-5.89%) Land $4,725 Building $15,979 | $207,040 (-5.89%) Land $47,250 Building $159,790 |
| 2021 | $3,754.00 | $22,000 Land $4,725 Building $17,275 | $220,000 Land $47,250 Building $172,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5654 S Rutherford Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5654 S Rutherford Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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