5654 Gail Dr, Ayden, NC 28513 Property Records

Pitt County property record for 5654 Gail Dr, Ayden, NC 28513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 1980
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Nov 2022)
Tax Bill	$972 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035185`

Property Details

APN / Parcel Number

Primary APN	`035185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,180 sqft Heated Area
Gross Area	1,512 sqft
1st Floor Area	1,180 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Depth	160 ft Depth
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	5654 GAIL DR
City	AYDEN
State	NC
Zip	28513-8442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	PLEASANT RIDGE
Legal Subdivision	PLEASANT RIDGE
Legal Block	A
Legal Lot Number	5
Jurisdiction	PITT NC
Township / Civil Division	GRIFTON
Census Block Group	2
Census Block	2027
Census Tract	1404

Owner

Source: Pitt County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5654 GAIL DR, AYDEN, NC 28513-8442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Deed Book / Page	4355 / 438
Prior Transfer Date	Apr 25, 2012
Prior Transfer Doc	002964
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Nov 16, 2022
Property Address	5654 GAIL DR, AYDEN, NC 28513-8442
Document Number	0000004355
Book / Page	4355 / 438
Map Reference	MB 27 PG 5
Instrument Date	Nov 8, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6103 HWY 903 N, 6103, AYDEN, NC 28513-7036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5654 GAIL DR, AYDEN, NC 28513-8442

Mortgage

Document Number	0004355441
Date	Nov 16, 2022
Instrument	4355/441

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.95%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6.95%
Index	5-Year TN
Margin	2
Max Rate	10.9%

Tax Assessment & Valuation

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pitt County
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$972.00	$114,778 (-) Land $15,000 Building $99,778	$114,778 (-) Land $15,000 Building $99,778
2025	$972.00 (+28.23%)	$114,778 (+55.58%) Land $15,000 Building $99,778	$114,778 (+55.58%) Land $15,000 Building $99,778
2023	$758.00	$73,775 Land $15,000 Building $58,775	$73,775 Land $15,000 Building $58,775

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN PINES WATER CORP private · serves 23,000 people · EPA ID NC0474015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
HarvestBeam Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Brightspeed DSL	80 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Optimum.

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