Oakland County property record for 5654 Folkstone Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,043 sqft · built 1978 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jan 2020) |
| Tax Bill | $5,712 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Mar 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-10-179-008 |
| Primary APN | 88-20-10-179-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,043 sqft Living Area |
| 1st Floor Area | 2,013 sqft |
| Basement Area | 1,558 sqft |
| Unfinished Basement | 2,013 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 143 ft deep x 96 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5654 FOLKSTONE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 10 SYLVAN GLEN SUB NO 3 LOT 453 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 10 |
| Legal Subdivision | SYLVAN GLEN SUB #3 |
| Legal Lot Number | 453 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 196200 |
5654 Folkstone Dr is owned and occupied by two individuals who acquired it in February 2020.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5645 FOLKSTONE DR, TROY, MI 48085-3153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 5, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 21, 2020 | Warranty Deed, Transfer CHIRCO TITLE AGENCY INC |
| Sep 26, 2017 | Intrafamily Transfer, Transfer · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on File |
| Deed Sale | Jan 21, 2020 · Amount on File |
| Deed Document Number | 202015395 |
| Deed Book / Page | 53740 / 873 |
| Last Transfer Date | Feb 1, 2020 |
| Transfer Doc | 0000044772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5654 FOLKSTONE DR, TROY, MI 48085-3151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008691 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 53699/00670 |
| Instrument | 08691 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 5, 2020 |
| Property Address | 5654 FOLKSTONE DR, TROY, MI 48085-3151 |
| Document Number | 0000044772 |
| Book / Page | 053911 / 000826 |
| Instrument Date | Feb 1, 2020 |
| Instrument | 44772 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5654 FOLKSTONE DR TROY MI 480853151, TROY, MI 48085-3151 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 21, 2020 |
| Property Address | 5654 FOLKSTONE DR, TROY, MI 48085-3151 |
| Document Number | 0000015395 |
| Book / Page | 53740 / 00873 |
| Map Reference | LB 149 PG 12-14 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 15395 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | CHIRCO TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,494.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 GRAND HAVEN DR, 2300, TROY, MI 48083-4418 |
| Name | Verified Name |
|---|---|
| Address | 5654 FOLKSTONE DR, TROY, MI 48085-3151 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 26, 2017 |
| Property Address | 5654 FOLKSTONE DR, TROY, MI 48085-3151 |
| Document Number | 0000179099 |
| Book / Page | 51111 / 00045 |
| Map Reference | LB 149 PG 12-14 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 179099 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | TITLE SOURCE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5654 FOLKSTONE DR, TROY, MI 48085-3151 |
| Document Number | 0000179101 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 179101 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.46% |
| Type Change Date | Oct 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
The 2025 property tax bill for 5654 Folkstone Dr was $5,712 with a homeowner's exemption, up 2.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,712.00 (+2.38%) | ||
| 2024 | $5,579.00 | ||
| 2023 | $348,420 | ||
| 2022 | $6,003.00 | $174,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5654 Folkstone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2001–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5654 Folkstone Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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