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5652 Quiet Palm Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5652 Quiet Palm Loop, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,134 sqft · built 2021
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$515,000 (Mar 2024)
Tax Bill$9,196 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-31-3492-0001-0140

Property Details

APN / Parcel Number

Primary APN04-25-31-3492-0001-0140
Alternative APN
  • 253104349200010140

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,134 sqft Living Area
Gross Area2,860 sqft
1st Floor Area2,134 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area396 sqft
PorchFinished/Open Porch
Porch Area330 sqft
Patio Area330 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5652 QUIET PALM LOOP
CitySAINT CLOUD
StateFL
Zip34771-8452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRIDGEWALK PH 1A PB 30 PGS 50-56 LOT 14
Legal Range31E
Legal Township25S
Legal Section04
Legal SubdivisionBRIDGEWALK
Legal Phase1A
Legal Lot Number14
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5652 QUIET PALM LOOP, SAINT CLOUD, FL 34771-8452
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 13, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2024 · Amount on Record
Deed SaleMar 6, 2024 · Amount on Record
Prior SaleDec 13, 2021
Deed Document Number202429542
Deed Book / Page6560 / 2779
Last Transfer DateAug 29, 2024
Transfer Doc0067272594
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 6, 2024
Property Address5652 QUIET PALM LOOP, SAINT CLOUD, FL 34771-8452
Document Number0065602779
Book / Page6560 / 2779
Map ReferenceMB 30 PGS 50 THROUGH
Instrument DateMar 1, 2024
Instrument2024029542
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNONA TTL INC DBA RED DOOR TT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,605.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2571 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7871

Transferred To (Grantee/Buyer)

NameVerified Name
Address5652 QUIET PALM LOOP, SAINT CLOUD, FL 34771-8452

Mortgage

Document Number2024029543
DateMar 6, 2024
Instrument2024029543
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054
Interest
Rate TypeAdjustable Rate

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 13, 2021
Property Address5652 QUIET PALM LOOP, SAINT CLOUD, FL 34771-8452
Document Number0061060393
Book / Page6106 / 393
Map ReferenceMB 30 PG 50
Instrument DateNov 27, 2021
Instrument2021191344
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,754.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address5652 QUIET PALM LOOP, SAINT CLOUD, FL 34771-8452

Mortgage

Document Number0006106397
DateDec 13, 2021
Instrument6106/397
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,196.00 (+21.42%)$428,700 (+24.18%) Land $90,000 Building $338,700$428,700 (+6.35%) Land $90,000 Building $338,700
2024$7,574.00 (+1.99%)
2023$7,426.00 (+2.53%) Homeowner's exemption$345,220 (+3%)$403,100 (+17.28%) Land $75,000 Building $328,100
2022$7,243.00 Homeowner's exemption$335,166$343,700 Land $65,000 Building $278,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: Xfinity.

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