5652 Lora Ct, Atwater, CA 95301 Property Records

Merced County property record for 5652 Lora Ct, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,079 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Dec 2009)
Tax Bill	$5,695 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`207-213-004-000`

Property Details

APN / Parcel Number

Primary APN	`207-213-004-000`
Alternative APN	`207-213-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,079 sqft Living Area
Gross Area	3,789 sqft
1st Floor Area	3,079 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Old Parcel Number	207-213-004
Street Address	5652 LORA CT
City	ATWATER
State	CA
Zip	95301-8464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	GIBBS RANCH 1 LOT 19
Legal Subdivision	GIBBS RANCH 01
Legal Lot Number	19
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2007
Census Tract	702

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	5652 LORA CT, ATWATER, CA 95301-8464
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Intrafamily Transfer, Transfer DOMA TITLE OF CALIFORNIA INC
Jul 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MERCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2009 · Amount on Record
Deed Sale	Dec 3, 2009 · Amount on Record
Prior Sale	Aug 27, 2009 · Amount on Record
Deed Document Number	200956838
Last Transfer Date	Jun 29, 2022
Transfer Doc	0000025639
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jul 8, 2022
Property Address	5652 LORA CT, ATWATER, CA 95301-8464
Document Number	0000025639
Map Reference	VOL 50 PG 7&8
Instrument Date	Jun 29, 2022
Instrument	2022025639
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5652 LORA CT, ATWATER, CA 95301-8464

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jul 8, 2022
Property Address	5652 LORA CT, ATWATER, CA 95301-8464
Document Number	0000025637
Map Reference	VOL 50 PG 7&8
Instrument Date	Jun 29, 2022
Instrument	2022025637
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5652 LORA CT, ATWATER, CA 95301-8464

Mortgage

Document Number	0000025638
Date	Jul 8, 2022
Instrument	2022025638

Lender

Name	MERCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	McSwain Union Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,348 (+2%) Land $98,739 Building $452,609
2025	$5,695.00 (+2.04%) Homeowner's exemption	$540,538 (+4.04%) Land $96,803 Building $443,735
2024	$5,581.00 (+1.97%)
2023	$5,473.00 (+1.26%) Homeowner's exemption	$519,550 Land $93,045 Building $426,505
2022	$5,405.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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