5652 Karakul Ter, Roscoe, IL 61073 Property Records

Winnebago County property record for 5652 Karakul Ter, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,900 sqft · built 2007
Lot Size	0.36 acres (15,685 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Mar 2026)
Tax Bill	$7,394 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-09-203-003`

Property Details

APN / Parcel Number

Primary APN	`08-09-203-003`
Alternative APN	`809203003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,900 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	15,685 sqft (0.36 acres)
Lot Dimensions	199 ft deep x 82 ft wide
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5652 KARAKUL TER
City	ROSCOE
State	IL
Zip	61073-7164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	SHEPHERD HILLS SUB NO 10 PT W1/2 NE1/4SEC 9-45-2 LOT 205
Legal Range	2
Legal Township	45
Legal Section	9
Legal Subdivision	SHEPHERD HILLS SUB NO 10
Legal Lot Number	205
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	2
Census Block	2010
Census Tract	3805

Owner

5652 Karakul Ter is owned and occupied by an individual who bought it in March 2026.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5652 KARAKUL TER, ROSCOE, IL 61073-7164
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Jun 19, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST NTHRN CU
Feb 28, 2018	Grant Deed, Transfer · FHA Mortgage MORTGAGE SVCS
May 2, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2026 · Amount on File
Deed Sale	Mar 17, 2026 · Amount on File
Prior Sale	Feb 28, 2018 · Amount on File
Deed Document Number	20266425
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 17, 2026
Property Address	5652 KARAKUL TER, ROSCOE, IL 61073-7164
Document Number	0000006425
Map Reference	PB 48 PG 81B
Instrument Date	Mar 13, 2026
Instrument	2606425
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5652 KARAKUL TER, ROSCOE, IL 61073-7164

Mortgage

Document Number	0000006426
Date	Mar 17, 2026
Instrument	2606426

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5652 KARAKUL TER, ROSCOE, IL 61073-7164
Document Number	0001021230
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5652 KARAKUL TER ROSCOE IL 610737164, ROSCOE, IL 61073-7164

Mortgage

Document Number	0001021230
Date	Jun 24, 2019
Instrument	1021230

Lender

Name	FIRST NTHRN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 23, 2034

Interest

Rate Type	Fixed Rate
Rate	3.37%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 28, 2018
Property Address	5652 KARAKUL TER, ROSCOE, IL 61073-7164
Document Number	0001005533
Instrument Date	Jan 18, 2018
Instrument	1005533
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6454 EDGEWOOD RD MACHESNEY PARK IL 611157648, MACHESNEY PARK, IL 61115-7648

Mortgage

Document Number	1005534
Date	Feb 28, 2018
Instrument	1005534

Lender

Name	MORTGAGE SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 2, 2017
Property Address	5652 KARAKUL TER, ROSCOE, IL 61073-7164
Document Number	0001013192
Instrument Date	Apr 21, 2017
Instrument	1013192
Transaction Type	Foreclosure
Record Updated	May 15, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	5652 KARAKUL TER ROSCOE IL 610737164, ROSCOE, IL 61073-7164

Tax Assessment & Valuation

The 2025 property tax bill for 5652 Karakul Ter was $7,394, up 6.6% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Roscoe Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,394.00 (+6.62%) Homeowner's exemption	$95,146 (+9.96%) Land $14,464 Building $80,682	$285,438 (+9.96%) Land $43,392 Building $242,046
2024	$6,935.00	$86,528 Land $13,154 Building $73,374	$259,584 Land $39,462 Building $220,122
2022	Homeowner's exemption	$70,089 Land $10,655 Building $59,434	$210,267 Land $31,965 Building $178,302

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5652 Karakul Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5652 Karakul Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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