5652 Florence Ter, Oakland, CA 94611 Property Records

Alameda County property record for 5652 Florence Ter, Oakland, CA 94611

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,204 sqft · built 1930
Lot Size	0.13 acres (5,676 sqft)
Owner	2 Trust Names on File
Last Sale	$640,000 (Oct 2013)
Tax Bill	$12,290 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`48G-7419-6`

Property Details

APN / Parcel Number

Primary APN	`48G-7419-6`
Alternative APN	`048G-7419-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,204 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1938
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,676 sqft (0.13 acres)

Location & Zoning

Street Address	5652 FLORENCE TER
City	OAKLAND
State	CA
Zip	94611-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00006 BLK: AR: 048G PAGE: 7419
Legal Subdivision	MERRIWOOD
Legal Lot Number	394
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2010
Census Tract	404400

Owner

5652 Florence Ter is owner-occupied and held in a trust since October 2013.

Source: Alameda County records, as of September 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 16, 2026	Grant Deed, Transfer · Line of Credit KEYPOINT CREDIT UNION
May 6, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 22, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
Nov 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 6, 2021	Intrafamily Transfer, Transfer
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2013 · Amount on File
Deed Sale	Oct 18, 2013 · Amount on File
Prior Sale	Aug 29, 2008 · Amount on File
Deed Document Number	2013334169
Prior Transfer Date	Jan 10, 1999
Prior Transfer Doc	0000076766
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 16, 2026
Property Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004
Document Number	0000092439
Instrument Date	Jul 7, 2026
Instrument	202692439
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 16, 2026
Property Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004
Document Number	0000092437
Instrument Date	Jul 7, 2026
Instrument	202692437
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004

Mortgage

Document Number	0000092438,
Date	Jul 16, 2026
Instrument	202692438

Lender

Name	KEYPOINT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004

Mortgage

Document Number	0000175211
Date	May 6, 2021
Instrument	2021175211

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 19, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Nov 22, 2021
Property Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004
Document Number	0000378075
Map Reference	LB 4 PG 50&51
Instrument Date	Nov 15, 2021
Instrument	2021378075
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Nov 22, 2021
Property Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004
Document Number	0000378073
Map Reference	LB 4 PG 50&51
Instrument Date	Nov 15, 2021
Instrument	2021378073
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004

Mortgage

Document Number	0000378074
Date	Nov 22, 2021
Instrument	2021378074

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 6, 2021
Property Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004
Document Number	0000175987
Map Reference	LB 4 PG 50&51
Instrument Date	Apr 9, 2021
Instrument	2021175987
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5652 FLORENCE TER, OAKLAND, CA 94611-2004

Mortgage

Document Number	0000174426
Date	Jul 22, 2020
Instrument	2020174426

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5652 Florence Ter was $12,290.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$809,242 (+2%) Land $240,061 Building $569,181
2025	$12,290.00	$793,378 Land $235,355 Building $558,023
2023	$12,346.00	$762,577 Land $226,218 Building $536,359	$1,099,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5652 Florence Ter in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	14 (1992–2014)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Feb 2014 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5652 Florence Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Sonic Telecom, T-Mobile.

Nearby Properties on Florence Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures