5652 2nd Ave, Ferndale, WA 98248 Property Records

Whatcom County property record for 5652 2nd Ave, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,851 sqft · built 1918
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jun 2016)
Tax Bill	$4,432 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`390229-114478-0000`

Property Details

APN / Parcel Number

Primary APN	`390229-114478-0000`
Alternative APNs	`532101` `98387`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,851 sqft Living Area
Gross Area	1,876 sqft
1st Floor Area	1,477 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1968
Architectural Style	Multi-Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	98387
Street Address	5652 2ND AVE
City	FERNDALE
State	WA
Zip	98248-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CTC
Legal Description	FERNDALE AM LOTS 33-35-37-39 BLK 6
Legal Range	02
Legal Township	39
Legal Section	29
Legal Subdivision	FERNDALE AM
Legal Block	6
Legal Lot Number	33-35
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2028
Census Tract	10506

Owner

Source: Whatcom County records · APN 390229-114478-0000

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4307 SUCIA DR, FERNDALE, WA 98248-9023
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	2016604096
Prior Transfer Date	Oct 13, 1999
Prior Transfer Doc	1991001648
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5652 2ND AVE, FERNDALE, WA 98248-8611
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4307 SUCIA DR, FERNDALE, WA 98248-9023

Mortgage

Document Number	0000301135
Date	Mar 16, 2026
Instrument	2026-0301135

Lender

Name	FIRST RED BANK
Address	PORT ANGELES, WA 98362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,432.00 (+45.5%)	$592,295 (+44.88%) Land $342,251 Building $250,044	$592,295 (+44.88%) Land $342,251 Building $250,044
2022		$408,819 Land $131,082 Building $277,737	$408,819 Land $131,082 Building $277,737
2021	$3,046.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 36 condo units
Nearby Flood Claims	13 (2009–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 12 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Northwest Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 172 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FERNDALE serves 19,305 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.