5651 Hamilton Ave, Cincinnati, OH 45224 Property Records

Hamilton County property record for 5651 Hamilton Ave, Cincinnati, OH 45224

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,806 sqft · built 1885
Lot Size	0.607 acres (26,484 sqft)
Owner	Individual Name on File
Last Sale	$351,700 (Oct 2024)
Tax Bill	$7,663 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`234-0003-0035-00`

Property Details

APN / Parcel Number

Primary APN	`234-0003-0035-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,806 sqft Living Area
1st Floor Area	1,634 sqft
2nd Floor Area	1,172 sqft
Attic Area	126 sqft
Basement Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	26,484 sqft (0.607 acres)
Lot Dimensions	458 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	510 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5651 HAMILTON AVE
City	CINCINNATI
State	OH
Zip	45224-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5651 HAMILTON AVE AC IRR
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	8202

Owner

5651 Hamilton Ave is owned and occupied by an individual who bought it in October 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	5651 HAMILTON AVE, CINCINNATI, OH 45224-3104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Nov 27, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 21, 2024 · Amount on File
Deed Sale	Oct 21, 2024 · Amount on File
Prior Sale	Nov 27, 2017 · Amount on File
Deed Document Number	0000074465
Deed Book / Page	15276 / 1606
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5651 HAMILTON AVE, CINCINNATI, OH 45224-3104
Document Number	0000024781
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5651 HAMILTON AVE CINCINNATI OH 452243104, CINCINNATI, OH 45224-3104

Mortgage

Document Number	0000024781
Date	Mar 12, 2020
Book Page	014123/001432
Instrument	24781

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Mar 11, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 27, 2017
Property Address	5651 HAMILTON AVE, CINCINNATI, OH 45224-3104
Document Number	0000007417
Instrument Date	Nov 10, 2017
Instrument	17-0107417
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OLD TOWN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701
Mail Care Of	UNION SAVINGS BANK

Mortgage

Document Number	0000007428
Date	Nov 27, 2017
Instrument	17-0107428

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5651 Hamilton Ave was $7,663, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,663.00 (+2.87%)	$124,044 (-) Land $19,943 Building $104,101
2024	$7,449.00 (-2.04%)	$124,044 (-) Land $19,943 Building $104,101
2023	$7,604.00 (+66.83%)	$124,044 (+86.53%) Land $19,943 Building $104,101	$354,410 Land $56,980 Building $297,430
2022	$4,558.00 Homeowner's exemption	$66,501 Land $16,223 Building $50,278
2020			$190,000 Land $46,350 Building $143,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5651 Hamilton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5651 Hamilton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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