5651 E Kelso St, Tucson, AZ 85712 Property Records

Pima County property record for 5651 E Kelso St, Tucson, AZ 85712

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,518 sqft · built 1959
Lot Size	0.217 acres (9,454 sqft)
Owner	Individual Name on Record
Last Sale	$152,900 (Apr 2003)
Tax Bill	$2,289 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-15-0220`

Property Details

APN / Parcel Number

Primary APN	`110-15-0220`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,518 sqft

Exterior

Year Built	Built 1959
Exterior Material	Brick
Roof Material	Built-Up Asphalt
Lot Area	9,454 sqft (0.217 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air

Location & Zoning

Street Address	5651 E KELSO ST
City	TUCSON
State	AZ
Zip	85712-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARLOS TERRACE LOT 23
Legal Range	14E
Legal Township	13S
Legal Section	36
Legal Subdivision	CARLOS TERRACE
Legal Lot Number	23
Jurisdiction	PIMA AZ
Township / Civil Division	TUCSON
Census Block Group	1
Census Block	1016
Census Tract	3004

Owner

Source: Pima County records, as of January 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5651 E KELSO ST, TUCSON, AZ 85712-2249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Commercial Mortgage GARY D MASSA
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
May 31, 2017	Intrafamily Transfer, Transfer · FHA Mortgage SUNSTREET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2003 · Amount on Record
Deed Sale	Apr 3, 2003 · Amount on Record
Prior Sale	Apr 3, 2003 · Amount on Record
Deed Document Number	0120213389
Last Transfer Date	May 31, 2017
Transfer Doc	0001510205
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	5651 E KELSO ST, TUCSON, AZ 85712-2249
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5651 E KELSO ST, TUCSON, AZ 85712-2249

Mortgage

Document Number	0000311227
Date	Jan 31, 2022
Instrument	20220311227

Lender

Name	GARY D MASSA
Type	Private Party
Address	4260 N GUNPOINT DR, TUCSON, AZ 85749

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	5651 E KELSO ST, TUCSON, AZ 85712-2249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE & TR OF TUCSON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5651 E KELSO ST, TUCSON, AZ 85712-2249

Mortgage

Document Number	0002210363
Date	Aug 9, 2019
Instrument	20192210363

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIMA AZ
Recording Date	May 31, 2017
Property Address	5651 E KELSO ST, TUCSON, AZ 85712-2249
Document Number	0001510205
Map Reference	MAP12 PG12
Instrument Date	May 25, 2017
Instrument	20171510205
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	TITLE SECURITY AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5651 E KELSO ST, TUCSON, AZ 85712-2249

Mortgage

Document Number	0001510206
Date	May 31, 2017
Instrument	20171510206

Lender

Name	SUNSTREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Pima County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pima County
Municipality	Tucson City
Unified School District	Tucson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,091 (+16.32%)	$280,914 (+16.32%)
2025	$2,289.00 (+11.39%)
2024		$24,150	$241,495
2023	$2,055.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Oct 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUCSON serves 732,906 people · EPA ID AZ0410112
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Simply Bits Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, Xfinity.

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