Lake County property record for 5651 Charmar Dr, Mentor, OH 44060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1949 |
| Lot Size | 0.293 acres (12,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,000 (May 2009) |
| Tax Bill | $5,224 (2023) |
| Deeds & Mortgages | Dec 2017 Line of Credit Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-D-102-A-00-024-0 |
| Primary APN | 16-D-102-A-00-024-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,750 sqft (0.293 acres) |
| Lot Dimensions | 170 ft deep x 75 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 312 sqft |
| Patio Area | 312 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Canopy | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5651 CHARMAR DR |
|---|---|
| City | MENTOR |
| State | OH |
| Zip | 44060-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | WHITEHILL LOT TRACT 11 |
| Legal Subdivision | CHARMAR SUBDIVISION |
| Legal Tract | 11 |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MENTOR |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 202700 |
Source: Lake County records · APN 16-D-102-A-00-024-0
Assessment roll updated December 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5651 CHARMAR DR, MENTOR, OH 44060-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2017 | Deed of Trust, Mortgage · Line of Credit CARDINAL CU |
| Nov 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2009 · Amount on Record |
| Deed Sale | May 11, 2009 · Amount on Record |
| Prior Sale | Jun 13, 2008 · Amount on Record |
| Deed Document Number | 200911793 |
| Prior Transfer Date | Nov 05, 2002 |
| Prior Transfer Doc | 0000057634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5651 CHARMAR DR, MENTOR, OH 44060-1902 |
| Document Number | 0000002099 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Title Company | LAKE COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5651 CHARMAR DR MENTOR OH 440601902, MENTOR, OH 44060-1902 |
| Document Number | 0000002099 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 2099 |
| Name | CARDINAL CU |
|---|---|
| Address | MENTOR, OH 44060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 28, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5651 CHARMAR DR, MENTOR, OH 44060-1902 |
| Document Number | 0000032410 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2017 |
| Title Company | LAKE COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5651 CHARMAR DR MENTOR OH 440601902, MENTOR, OH 44060-1902 |
| Document Number | 0000032410 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 32410 |
| Name | CARDINAL CU |
|---|---|
| Address | MENTOR, OH 44060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 28, 2032 |
Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Mentor City |
| Unified School District | Mentor Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66,980 (+33.21%) Land $15,940 Building $51,040 | $191,360 (+33.2%) Land $45,530 Building $145,830 | |
| 2023 | $5,224.00 (+125.56%) Homeowner's exemption | $50,280 (-) Land $13,170 Building $37,110 | |
| 2022 | $2,316.00 Homeowner's exemption | $50,280 Land $13,170 Building $37,110 | |
| 2021 | $143,660 Land $37,640 Building $106,020 |
Source: FEMA National Flood Hazard Layer, Lake County (39085C), as of December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852027003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 243 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH4301511, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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