5650 Winona Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5650 Winona Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,846 sqft · built 2022
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$450,490 (Sep 2022)
Tax Bill$5,735 (2025)
Deeds & MortgagesSep 2022 Sale
Flood ZoneZone X (minimal risk)
APN282531503800012760

Property Details

APN / Parcel Number

Primary APN282531503800012760

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,846 sqft Heated Area
Gross Area2,395 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5650 WINONA DR
CitySAINT CLOUD
StateFL
Zip34771-9190
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERLY PH 3 PB 31 PGS 120-122 LOT 276
Legal Phase3
Legal Lot Number276
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3002
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5650 WINONA DR, SAINT CLOUD, FL 34771-9190
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2022 · Amount on Record
Deed SaleSep 21, 2022 · Amount on Record
Deed Document Number2022143077
Deed Book / Page6289 / 1508
Record UpdatedJun 8, 2026

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 21, 2022
Property Address5650 WINONA DR, SAINT CLOUD, FL 34771-9190
Document Number0062891508
Book / Page6289 / 1508
Map ReferenceMB 31 PG 120-122
Instrument DateSep 16, 2022
Instrument2022143077
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Tax$3,153.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address6810 SW 20TH ST, POMPANO BEACH, FL 33068-4842

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,735.00 (+0.46%)$362,500 (-0.49%) Land $78,800 Building $283,700$362,500 (-0.49%) Land $78,800 Building $283,700
2023$5,709.00 (+581.26%)$364,300 (+507.17%) Land $73,500 Building $290,800$364,300 (+507.17%) Land $73,500 Building $290,800
2022$838.00$60,000 Land $60,000$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Xfinity.

Nearby Properties on Winona Dr

Nearby Streets

Search Property Records by Address or Parcel Number