5650 Hardy Rd, Hardy, VA 24101 Property Records

Franklin County property record for 5650 Hardy Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,655 sqft · built 2003
Lot Size	3.59 acres (156,555 sqft)
Owner	Individual Name on Record
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004 00-029 01A`

Property Details

APN / Parcel Number

Primary APN	`004 00-029 01A`
Alternative APN	`38913`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
Gross Area	4,548 sqft
1st Floor Area	1,654 sqft
Basement Area	1,244 sqft
Finished Basement	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2011
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	156,555 sqft (3.59 acres)
Terrain	Steep
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	310 sqft
Patio Area	640 sqft
Balcony Area	44 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	38913
Street Address	5650 HARDY RD
City	HARDY
State	VA
Zip	24101-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	RT 676-HARDY RD
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1020
Census Tract	20301

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 106, VINTON, VA 24179-0106
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Sep 3, 2021	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 3, 2021
Transfer Doc	0011691986
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	5650 HARDY RD, HARDY, VA 24101-4704
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011822942
Date	Apr 19, 2022
Book Page	1182/2942
Instrument	220003114

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 3, 2021
Property Address	5650 HARDY RD, HARDY, VA 24101-4704
Document Number	0011691986
Book / Page	1169 / 1986
Map Reference	MB 1169 PG 1985
Instrument Date	Sep 3, 2021
Instrument	210008291
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 106, VINTON, VA 24179-0106

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00 (+13.27%)	$695,100 (+60.68%) Land $145,300 Building $549,800	$695,100 (+60.68%) Land $145,300 Building $549,800
2023	$2,638.00	$432,600 (+1.81%) Land $138,300 Building $294,300	$432,600 (+1.81%) Land $138,300 Building $294,300
2022		$424,900 Land $138,300 Building $286,600	$424,900 Land $138,300 Building $286,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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