5650 A1A S, Unit E227, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 5650 A1A S, Unit E227, Saint Augustine, FL 32080 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,350 sqft · built 1975
Owner	2 Individual Names on File
Last Sale	$272,000 (Aug 2019)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182850-0320`

Property Details

APN / Parcel Number

Primary APN	`182850-0320`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	38 Units
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975

Location & Zoning

Street Address	5650 A1A S, E227
City	SAINT AUGUSTINE
State	FL
Zip	32080-7062
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR262/561) ISLAND HOUSE CONDO UNIT E227 OR4771/1131 & 6158/1474(L/E)
Legal Range	30E
Legal Township	08S
Legal Section	22
Legal Subdivision	ISLAND HOUSE
Legal Lot Number	E227
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1001
Census Tract	21403

Owner

Source: St. Johns County records · APN 182850-0320

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	514 TERA PLANTATION LN, DEBARY, FL 32713-2366
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2019 · Amount on Record
Deed Sale	Aug 02, 2019 · Amount on Record
Deed Document Number	201956601
Deed Book / Page	4771 / 1131
Prior Transfer Date	Sep 27, 2002
Prior Transfer Doc	0018260724
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 02, 2019
Property Address	5650 A1A S UNIT E227, E227, SAINT AUGUSTINE, FL 32080-7062
Document Number	0047711131
Book / Page	4771 / 1131
Map Reference	MB 262 PG 561
Instrument Date	Jul 18, 2019
Instrument	2019056601
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 KATIE DR, 511, HOUMA, LA 70360-7143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5650 A1A S # W227, W227, SAINT AUGUSTINE, FL 32080-7047

Mortgage

Document Number	0047711133
Date	Aug 02, 2019
Instrument	4771/1133

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,000 (-) Building $356,000	$356,000 (-) Building $356,000
2025	$4,739.00 (+11.3%)	$356,000 (-4.04%)	$356,000 (-4.04%)
2024	$4,258.00 (-4.55%)	$371,000 (-15.12%)	$371,000 (-15.12%)
2023	$4,461.00 (+18.08%)	$437,100 (+28.56%)	$437,100 (+28.56%)
2022	$3,778.00	$340,000	$340,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 165 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	541 units insured (376 under condo master policies) 80 of 165 individual policies on primary residences
Nearby Flood Claims	65 (1990–2024)
Claims Outside the SFHA	38 of 65
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Flood Events	Hurricane Irma (Sep 2017), 17 claims Hurricane Matthew (Oct 2016), 13 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle (Sep 2001), 9 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.