5650 A1A S, Unit C109, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 5650 A1A S, Unit C109, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,350 sqft · built 1975
Owner	2 Individual Names on File
Last Sale	$257,900 (Aug 2018)
Tax Bill	$2,763 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182850-0170`

Property Details

APN / Parcel Number

Primary APN	`182850-0170`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	38 Units
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975

Location & Zoning

Street Address	5650 A1A S, C109
City	SAINT AUGUSTINE
State	FL
Zip	32080-7059
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR262/561) ISLAND HOUSE CONDO UNIT C109 OR4602/1259 & 6110/1522(L/E)
Legal Range	30E
Legal Township	08S
Legal Section	23
Legal Subdivision	ISLAND HOUSE
Legal Lot Number	C109
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1001
Census Tract	21403

Owner

Source: St. Johns County records · APN 182850-0170

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5650 A1A S, C109, SAINT AUGUSTINE, FL 32080-7059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	201861953
Deed Book / Page	4602 / 1259
Last Transfer Date	Mar 04, 2025
Transfer Doc	0061101522
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 27, 2018
Property Address	5650 A1A S UNIT C109, C109, SAINT AUGUSTINE, FL 32080-7059
Document Number	0046021259
Book / Page	004602 / 001259
Instrument Date	Aug 24, 2018
Instrument	61953
Transaction Type	Transfer
Record Updated	Sep 06, 2018
Title Company	PARADISE TITLE/STATE AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,805.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10950-60 SAN JOSE BLVD #323 JACKSONVILLE FL 32223, 323, JACKSONVILLE, FL 32223

Mortgage

Document Number	46021261
Date	Aug 27, 2018
Book Page	004602/001261
Instrument	61954

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,677 (+2.7%) Building $249,677	$423,000 (-) Building $423,000
2025	$2,763.00 (+11.46%) Homeowner's exemption	$243,113 (-44.73%)	$423,000 (-3.84%)
2024	$2,479.00 (-55.81%)
2023	$5,610.00 (+138.01%)	$439,890 (+97.53%)	$439,890 (+28.25%)
2022	$2,357.00 Homeowner's exemption	$222,699	$343,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 165 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	541 units insured incl. 376 condo units
Nearby Flood Claims	65 (1990–2024)
Claims Outside the SFHA	38 of 65
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 13 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 9 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 167 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.