565 Willow Bend Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 565 Willow Bend Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Nov 2021)
Tax Bill	$21,064 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan Nov 2021 Sale & Mortgage
APN	`03-02-0-204-012`

Property Details

APN / Parcel Number

Primary APN	`03-02-0-204-012`

Exterior

Lot Area	64,469 sqft (1.48 acres)

Location & Zoning

Street Address	565 WILLOW BEND LN
City	O FALLON
State	IL
Zip	62269-6210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MANORS AT CRESTWOOD FOREST PH 4 LOT 48 A02725102
Legal Subdivision	THE MANORS AT CRESTWOOD FOREST
Legal Phase	4
Legal Lot Number	48
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3005
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	565 WILLOW BEND LN, O FALLON, IL 62269-6210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Construction Mortgage FCB BANKS
Nov 9, 2021	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Deed Document Number	20212725102
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	565 WILLOW BEND LN, O FALLON, IL 62269-6210
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 DEER CREEK RD, O FALLON, IL 62269-6753

Mortgage

Document Number	0A02758943
Date	Sep 12, 2022
Instrument	A02758943

Lender

Name	FCB BANKS
Type	Bank
Address	BELLEVILLE, IL 62226

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 9, 2021
Property Address	565 WILLOW BEND LN, O FALLON, IL 62269-6210
Document Number	A02725102
Map Reference	DOC A0262363
Instrument Date	Nov 1, 2021
Instrument	A02725102
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2001, FAIRVIEW HEIGHTS, IL 62208-0201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	565 WILLOW BEND LN, O FALLON, IL 62269-6210

Mortgage

Document Number	A02725103
Date	Nov 9, 2021
Instrument	A02725103

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,064.00	$316,449 (+626.43%) Land $55,312 Building $261,137	$949,347 (+626.43%) Land $165,936 Building $783,411
2022		$43,562 Land $43,562	$130,686 Land $130,686

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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