Sherburne County property record for 565 William St, Big Lake, MN 55309
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 639 sqft · built 2004 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,900 (Aug 2026) |
| Tax Bill | $2,544 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2019 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-531-0605 |
| Primary APN | 65-531-0605 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 639 sqft Living Area |
| 1st Floor Area | 639 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 80 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 30781 |
|---|---|
| Street Address | 565 WILLIAM ST |
| City | BIG LAKE |
| State | MN |
| Zip | 55309-4656 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 1, BLK 6 CIC #58 |
| Legal Range | 27W |
| Legal Township | 33N |
| Legal Section | 19 |
| Legal Subdivision | WRIGHTS CROSSING THIRD ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | BIG LAKE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 30410 |
565 William St, a townhouse, is owned and occupied by an individual who bought it in August 2026.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 565 WILLIAM ST, BIG LAKE, MN 55309-4656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 16, 2019 | Warranty Deed, Transfer · Construction Mortgage CROSS COUNTRY MORTGAGE INC |
| Feb 14, 2018 | Warranty Deed, Transfer · Line of Credit BANK OF ELK RIVER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Prior Sale | May 16, 2019 · Amount on File |
| Deed Document Number | 202664959 |
| Prior Transfer Date | Jan 26, 2018 |
| Prior Transfer Doc | 0000054628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Aug 14, 2026 |
| Property Address | 565 WILLIAM ST, BIG LAKE, MN 55309-4656 |
| Document Number | 0000064959 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202664959 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | CLOSING AND TITLE SERVICES, KEY TITLE & CLOSING SERVICES L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76,625.67 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 565 WILLIAM ST, BIG LAKE, MN 55309-4656 |
| Document Number | 0000064960, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 202664960 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | May 16, 2019 |
| Property Address | 565 WILLIAM ST, BIG LAKE, MN 55309-4656 |
| Document Number | 0000055936 |
| Instrument Date | May 15, 2019 |
| Instrument | 55936 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 565 WILLIAM ST, BIG LAKE, MN 55309-4656 |
| Document Number | 0000055937 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 55937 |
| Name | CROSS COUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Feb 14, 2018 |
| Property Address | 565 WILLIAM ST, BIG LAKE, MN 55309-4656 |
| Document Number | 0000054628 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 54628 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | SHERBURNE COUNTY ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Tax | $89.10 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25128 ELK TRL WYOMING MN 550929127, WYOMING, MN 55092-9127 |
| Document Number | 54629 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 54629 |
| Name | BANK OF ELK RIVER |
|---|---|
| Type | Bank |
| Address | ELK RIVER, MN 55330 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Feb 13, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 565 William St was $2,544 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Big Lake City |
| County | Sherburne County |
| Unified School District | Big Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,600 (+0.13%) Land $32,300 Building $190,300 | $222,600 (+0.13%) Land $32,300 Building $190,300 | |
| 2025 | $2,544.00 | $222,300 Land $32,300 Building $190,000 | $222,300 Land $32,300 Building $190,000 |
| 2023 | $2,454.00 | $220,300 Land $39,400 Building $180,900 | |
| 2021 | $220,300 Land $39,400 Building $180,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 565 William St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 565 William St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Big Lake serves 13,056 people · EPA ID MN1710002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
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