565 Wayne Ave, El Cajon, CA 92021 Property Records

San Diego County property record for 565 Wayne Ave, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,196 sqft · built 1957
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$610,000 (May 2021)
Tax Bill$8,544 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Dec 2018 Loan Modification
Flood ZoneZone X (moderate risk)
APN489-113-02-00

Property Details

APN / Parcel Number

Primary APN489-113-02-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,196 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address565 WAYNE AVE
CityEL CAJON
StateCA
Zip92021-6442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 TR 003481
Legal SubdivisionROSELLE MANOR
Legal Tract003481
Legal Block2
Legal Lot Number20
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract16302

Owner

Source: San Diego County records · APN 489-113-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address565 WAYNE AVE, EL CAJON, CA 92021-6442
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Grant Deed, Transfer · Conventional Mortgage
RATE RABBIT INC
Dec 21, 2018Loan Modification, Mortgage · Conventional with PMI
MIDFIRST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2021 · Amount on Record
Deed SaleMay 27, 2021 · Amount on Record
Prior SaleDec 01, 2015 · Amount on Record
Deed Document Number2021399208
Prior Transfer DateMay 29, 2003
Prior Transfer Doc0000677863
Record UpdatedSep 20, 2026

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 27, 2021
Property Address565 WAYNE AVE, EL CAJON, CA 92021-6442
Document Number0000399208
Map ReferenceMAP 3481
Instrument DateMay 13, 2021
Instrument2021-0399208
Transaction TypeTransfer
Record UpdatedJun 08, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address565 WAYNE AVE, EL CAJON, CA 92021-6442

Mortgage

Document Number0000399209
DateMay 27, 2021
Instrument2021-0399209
Lender
NameRATE RABBIT INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address565 WAYNE AVE, EL CAJON, CA 92021-6442
Document Number0000039131
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedFeb 11, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address565 WAYNE AVE EL CAJON CA 920216442, EL CAJON, CA 92021-6442

Mortgage

Document Number0000039131
DateFeb 04, 2019
Instrument39131
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 03, 2049
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$673,487 (+2%) Land $342,264 Building $331,223
2025$8,544.00 (+3.29%) Homeowner's exemption$660,282 (+4.04%) Land $335,553 Building $324,729
2023$8,272.00 (+2.69%) Homeowner's exemption$634,644 Land $322,524 Building $312,120
2022$8,055.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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