Kenton County property record for 565 Watson Rd, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,218 sqft · built 1966 |
| Lot Size | 0.208 acres (9,069 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $127,200 (Jul 2005) |
| Tax Bill | $2,190 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-03-015.00 |
| Primary APN | 003-30-03-015.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,218 sqft Finished Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,069 sqft (0.208 acres) |
| Lot Dimensions | 129 ft deep x 70 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 565 WATSON RD |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LLOYD MANOR SEC 7 LOT 109 70'X 129.55' IRREG |
| Legal Subdivision | LLOYD MANOR |
| Legal Phase | 7 |
| Legal Lot Number | 109 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 64300 |
Source: Kenton County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 565 WATSON RD, ERLANGER, KY 41018-1537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HSNG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2005 · Amount on Record |
| Deed Sale | Jul 5, 2005 · Amount on Record |
| Prior Sale | Jun 12, 2000 · Amount on Record |
| Deed Document Number | 200507 05 059 00641 |
| Deed Book / Page | 2661 / 265 |
| Last Transfer Date | Dec 3, 2014 |
| Transfer Doc | 0005900099 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 565 WATSON RD, ERLANGER, KY 41018-1537 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0005900167 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 175/366 |
| Instrument | 21030105900167 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 565 WATSON RD, ERLANGER, KY 41018-1537 |
| Document Number | 0000000144 |
| Book / Page | 0C6288 / 000136 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 565 WATSON RD ERLANGER KY 410181537, ERLANGER, KY 41018-1537 |
| Document Number | 0000000144 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 0C6288/000136 |
| Instrument | 144 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 5, 2022 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,190.00 (+1.53%) | $166,100 (-) Land $25,000 Building $141,100 | $166,100 (-) Land $25,000 Building $141,100 |
| 2023 | $2,157.00 | $166,100 Land $25,000 Building $141,100 | $166,100 Land $25,000 Building $141,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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