Rockbridge County property record for 565 Waterloo Dr, Lexington, VA 24450
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 3 ba · 4,102 sqft · built 1883 |
| Lot Size | 51 acres (2,221,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,585 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Aug 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 45 A 8A |
| Primary APN | 45 A 8A |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,102 sqft Living Area |
| Gross Area | 6,135 sqft |
| 1st Floor Area | 2,656 sqft |
| Utility Area | 505 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,221,560 sqft (51 acres) |
| Terrain | Rolling |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 455 sqft |
| Deck Area | 708 sqft |
| Patio Area | 365 sqft |
| Shed | 1 Shed |
| Shed Area | 704 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Spring/Creek |
| Account Number | 3860 |
|---|---|
| Street Address | 565 WATERLOO DR |
| City | LEXINGTON |
| State | VA |
| Zip | 24450-6438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Description | K C CUNNINGHAM VOF CONSERVATION EASEMENT |
| Jurisdiction | ROCKBRIDGE VA |
| Township / Civil Division | KERRS CREEK |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 930302 |
565 Waterloo Dr, a rural home, is owned and occupied by two individuals who acquired it in August 2024.
Source: Rockbridge County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 565 WATERLOO DR, LEXINGTON, VA 24450-6438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT OF THE VIRGINIAS ACA |
| Aug 21, 2024 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 20, 2024 |
| Transfer Doc | 0000001851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Property Address | 565 WATERLOO DR, LEXINGTON, VA 24450-6438 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 565 WATERLOO DR, LEXINGTON, VA 24450-6438 |
| Investor | Possibly a Property Investor |
| Document Number | 0210004436 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 210004436 |
| Name | FARM CREDIT OF THE VIRGINIAS ACA |
|---|---|
| Type | Bank |
| Address | LEXINGTON, VA 24450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Recording Date | Aug 21, 2024 |
| Property Address | 565 WATERLOO DR, LEXINGTON, VA 24450-6438 |
| Document Number | 0240001851 |
| Map Reference | MB 624 PG 631 |
| Instrument Date | Aug 20, 2024 |
| Instrument | 240001851 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 565 WATERLOO DR, LEXINGTON, VA 24450-6438 |
The 2026 property tax bill for 565 Waterloo Dr was $3,585.
Source: Rockbridge County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockbridge County |
| Unified School District | Rockbridge County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,585.00 | $560,200 (-) Land $100,000 Building $460,200 | $560,200 (-) Land $100,000 Building $460,200 |
| 2025 | $3,585.00 | $560,200 Land $100,000 Building $460,200 | $560,200 Land $100,000 Building $460,200 |
| 2023 | $560,200 Land $100,000 Building $460,200 | $560,200 Land $100,000 Building $460,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 565 Waterloo Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 565 Waterloo Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 85% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BARC Connects Fiber | 1,000 / 1,000 |
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