565 Victor St, Salinas, CA 93907 Property Records

Monterey County property record for 565 Victor St, Salinas, CA 93907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,130 sqft · built 1989
Lot Size	0.078 acres (3,386 sqft)
Owner	2 Individual Names on File
Last Sale	$271,000 (Jan 2014)
Tax Bill	$4,096 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`261-791-009-000`

Property Details

APN / Parcel Number

Primary APN	`261-791-009-000`
Alternative APN	`261-791-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,130 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Tile
Lot Area	3,386 sqft (0.078 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	261-791-009
Street Address	565 VICTOR ST
City	SALINAS
State	CA
Zip	93907-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL WEST TRACT 1002 UNIT NO 8 LOT 9 BLK 1
Legal Subdivision	LAUREL WEST
Legal Tract	1002
Legal Block	1
Legal Lot Number	9
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2011
Census Tract	1801

Owner

565 Victor St is owned and occupied by two individuals who bought it in January 2014.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	565 VICTOR ST, SALINAS, CA 93907-2063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit BAY FCU
Jun 12, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC FCU
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2014 · Amount on File
Deed Sale	Jan 6, 2014 · Amount on File
Prior Sale	Jun 17, 2010 · Amount on File
Deed Document Number	2014698
Prior Transfer Date	Jun 12, 2006
Prior Transfer Doc	0000053692
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	565 VICTOR ST, SALINAS, CA 93907-2063
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIRST AMERICAN TITLE SOUTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 VICTOR ST, SALINAS, CA 93907-2063

Mortgage

Document Number	0000028301
Date	Jun 24, 2022
Instrument	2022028301

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	565 VICTOR ST, SALINAS, CA 93907-2063
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024100
Date	Jun 12, 2019
Instrument	2019024100

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 4, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	565 VICTOR ST, SALINAS, CA 93907-2063
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040055
Date	Aug 10, 2020
Instrument	2020040055

Lender

Name	SIERRA PACIFIC FCU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	565 VICTOR ST, SALINAS, CA 93907-2063
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 VICTOR ST, SALINAS, CA 93907-2063

Mortgage

Document Number	0000019437
Date	Mar 16, 2021
Instrument	2021019437

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 565 Victor St was $4,096 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$338,841 (+2%) Land $137,536 Building $201,305
2025	$4,096.00 Homeowner's exemption	$332,198 Land $134,840 Building $197,358
2023	$3,622.00 (+3.96%) Homeowner's exemption	$319,301 Land $129,605 Building $189,696
2022	$3,484.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 565 Victor St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2023 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 565 Victor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks.

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