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565 Torgiano Dr, Ocoee, FL 34761 Property Records

Orange County property record for 565 Torgiano Dr, Ocoee, FL 34761 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,140 sqft · built 2013
Lot Size0.248 acres (10,800 sqft)
Owner2 Individual Names on File
Last Sale$284,000 (Apr 2022)
Tax Bill$8,383 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-21-28-9250-04-520

Property Details

APN / Parcel Number

Primary APN31-21-28-9250-04-520
Alternative APNs
  • 282131925004520
  • 214225
  • 218501
  • 223006

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,140 sqft Living Area
Gross Area4,815 sqft
1st Floor Area1,395 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,800 sqft (0.248 acres)
Garage TypeAttached
Garage Area782 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area529 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address565 TORGIANO DR
CityOCOEE
StateFL
Zip34761-5089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTYN BAY PHASES 4 AND 5 71/80 LOT 452
Legal Range28E
Legal Township21S
Legal Section31
Legal SubdivisionWESTYN BAY PH 4 AND 5
Legal PhaseS
Legal Tract9250
Legal Block4
Legal Lot Number452
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group3
Census Block3001
Census Tract17506

Owner

Source: Orange County records · APN 31-21-28-9250-04-520

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address565 TORGIANO DR, OCOEE, FL 34761-5089
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Jun 01, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 01, 2023Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 26, 2017Deed of Trust, Mortgage · FHA Mortgage
UNIVERSAL MTG & FIN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleOct 07, 2013 · Amount on Record
Deed Document Number2022277964
Prior Transfer DateApr 26, 2022
Prior Transfer Doc0000277964
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address565 TORGIANO DR, OCOEE, FL 34761-5089
Transaction TypeMortgage
Record UpdatedDec 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1943 POMEGRANATE CT, OCOEE, FL 34761-7699

Mortgage

Document Number0000277965
DateApr 29, 2022
Instrument20220277965
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address565 TORGIANO DR, OCOEE, FL 34761-5089
Transaction TypeMortgage
Record UpdatedDec 09, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 TORGIANO DR, OCOEE, FL 34761-5089

Mortgage

Document Number0000340652
DateJun 01, 2022
Instrument20220340652
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term305 Months
DueNov 01, 2047

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address565 TORGIANO DR, OCOEE, FL 34761-5089
Transaction TypeMortgage
Record UpdatedDec 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 TORGIANO DR, OCOEE, FL 34761-5089

Mortgage

Document Number0000117970
DateMar 01, 2023
Instrument20230117970
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 22, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address565 TORGIANO DR, OCOEE, FL 34761-5089
Document Number0000600287
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedNov 15, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address565 TORGIANO DR OCOEE FL 347615089, OCOEE, FL 34761-5089

Mortgage

Document Number0000600287
DateNov 02, 2017
Instrument600287
Lender
NameUNIVERSAL MTG & FIN
TypeMortgage Company
AddressEDGEWATER, MD 21037
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$513,116 (+2.7%)$513,820 (-2.15%) Land $115,000 Building $398,820
2025$8,383.00 (+5.97%) Homeowner's exemption$499,626 (+5.99%)$525,130 (+11.4%) Land $115,000 Building $410,130
2024$7,911.00 (+3.33%)
2023$7,656.00 (+9.94%) Homeowner's exemption$471,403 (+18.08%) Land $115,000 Building $356,403$471,403 (+18.08%) Land $115,000 Building $356,403
2022$6,964.00$399,209 Land $100,000 Building $299,209$399,209 Land $100,000 Building $299,209

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950175063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies13 in force
13 of 13 on primary residences

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,786 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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