565 Toler Crk, Harold, KY 41635 Property Records

Floyd County property record for 565 Toler Crk, Harold, KY 41635

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 1979
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2025)
Tax Bill	$744 (2025)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`095-00-00-115.00`

Property Details

APN / Parcel Number

Primary APN	`095-00-00-115.00`
Alternative APN	`10072`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,872 sqft Living Area

Exterior

Year Built	Built 1979
Exterior Material	Masonite
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10072
Street Address	565 TOLER CRK
City	HAROLD
State	KY
Zip	41635-9057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE GARAGE & 2 ACRES
Jurisdiction	FLOYD KY
Township / Civil Division	GRETHEL-TEABERRY
Census Block Group	1
Census Block	1006
Census Tract	920402

Owner

Source: Floyd County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	565 TOLER CRK, HAROLD, KY 41635-9057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	1197719
Deed Book / Page	704 / 478
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FLOYD KY
Recording Date	Sep 24, 2025
Property Address	565 TOLER CRK, HAROLD, KY 41635-9057
Document Number	000704/478
Book / Page	704 / 478
Instrument Date	Sep 5, 2025
Instrument	1197719
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 JIM MAYNARD BR, STANVILLE, KY 41659-7016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 TOLER CRK, HAROLD, KY 41635-9057

Mortgage

Document Number	0000815480
Date	Sep 24, 2025
Instrument	815/480

Lender

Name	CITIZENS BANK OF KENTUCKY INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Margin	3
Max Rate	12%

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$744.00 (-0.13%)	$62,000 (-) Land $15,000 Building $47,000	$62,000 (-) Land $15,000 Building $47,000
2024	$745.00 (-0.53%)	$62,000 (-) Land $15,000 Building $47,000	$62,000 (-) Land $15,000 Building $47,000
2023	$749.00	$62,000	$62,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 93% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN WATER & SEWER DISTRICT serves 15,110 people · EPA ID KY0360026
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Feb 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inter-Mountain Cable Cable	1,000 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

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