565 Todd Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 565 Todd Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,426 sqft · built 1982
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$1,028 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-34-000-017`

Property Details

APN / Parcel Number

Primary APN	`018-34-000-017`
Alternative APN	`936`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,426 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	936
Street Address	565 TODD RD
City	PONTOTOC
State	MS
Zip	38863-8629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 AC SW1/4 DB 331-346 616-267 4/95 730-354 4/28/99 20014866 6/11/01 20192423 7/2/19 662 316 6556
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	2
Census Block	2016
Census Tract	950200

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	565 TODD RD, PONTOTOC, MS 38863-8629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019
Deed Sale	Jul 2, 2019
Deed Document Number	2019002423
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Jul 2, 2019
Property Address	565 TODD RD, PONTOTOC, MS 38863-8629
Document Number	2019002423
Instrument Date	Jun 24, 2019
Instrument	2019002423
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	565 TODD RD, PONTOTOC, MS 38863-8629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	440 TODD RD, PONTOTOC, MS 38863-8592

Mortgage

Document Number	2019002424
Date	Jul 2, 2019
Instrument	2019002424

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,028.00 Homeowner's exemption	$7,984 (-)	$79,164 (-) Land $14,400 Building $64,764
2023	$1,028.00 Homeowner's exemption	$7,984	$79,164 Land $14,400 Building $64,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 69% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000