565 Sutton Pl, Longboat Key, FL 34228 Property Records

Manatee County property record for 565 Sutton Pl, Longboat Key, FL 34228

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,198 sqft · built 1972
Lot Size	6.09 acres (265,308 sqft)
Owner	Company Name on Record
Last Sale	$302,000 (Aug 2025)
Tax Bill	$2,446 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`80274-1400-5`

Property Details

APN / Parcel Number

Primary APN	`80274-1400-5`
Alternative APN	`3517318027414005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
Gross Area	1,278 sqft
1st Floor Area	1,198 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Steel Frame/Truss
Roof Material	Built-Up Asphalt
Lot Area	265,308 sqft
View / Lot	Island
Porch	Screened Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	565 SUTTON PL
City	LONGBOAT KEY
State	FL
Zip	34228-2340
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LBK_R-4MX
Legal Description	V-9 SUTTON PLACE PI#80274.1400/5
Legal Range	17E
Legal Township	35S
Legal Section	31
Legal Subdivision	SUTTON PLACE
Legal Tract	08027400
Legal Lot Number	V038
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1001
Census Tract	1705

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3094 WILLIAMSBURG ST, SARASOTA, FL 34231-7254
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage ADVANCIAL FCU
Aug 15, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	2025101205
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	565 SUTTON PL, LONGBOAT KEY, FL 34228-2340
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BATTLE AVE, WHITE PLAINS, NY 10606-2138

Mortgage

Document Number	0041039164
Date	Apr 17, 2023
Instrument	202341039164

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Address	DALLAS, TX 75231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	10%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	10%
Max Rate At Change	12%
Index	1-Year T-Bill
Margin	3
Max Rate	16%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 15, 2025
Property Address	565 SUTTON PL, LONGBOAT KEY, FL 34228-2340
Document Number	0041101205
Map Reference	MB 1061 PG 1125
Instrument Date	Aug 6, 2025
Instrument	202541101205
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	WINK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 BATTLE AVE, WHITE PLAINS, NY 10606-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3094 WILLIAMSBURG ST, SARASOTA, FL 34231-7254

Mortgage

Document Number	0041101206
Date	Aug 15, 2025
Instrument	202541101206

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 20, 2018
Property Address	565 SUTTON PL, LONGBOAT KEY, FL 34228-2340
Document Number	0027483253
Book / Page	002748 / 003253
Instrument Date	Sep 19, 2018
Instrument	41096043
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,268.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 SUTTON PL LONGBOAT KEY FL 342282340, LONGBOAT KEY, FL 34228-2340

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Longboat Key Town
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,169 (+133.23%) Building $319,169	$319,169 (+133.23%) Building $319,169
2025	$2,446.00 (-63.78%)	$136,850 (-69.62%) Building $136,850	$136,850 (-69.62%) Building $136,850
2024	$6,753.00 (-7.42%)
2023	$7,294.00 (+43.75%)	$450,500 (+36.21%) Building $450,500	$450,500 (+36.21%) Building $450,500
2022	$5,074.00	$330,750 Building $330,750	$330,750 Building $330,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,681 units insured incl. 1,410 condo units
Nearby Flood Claims	159 (2017–2024)
Claims Outside the SFHA	5 of 159
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 16 claims Hurricane Helene, Sep 2024 · 137 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LONGBOAT KEY serves 7,098 people · EPA ID FL6411098
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

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