Santa Cruz County property record for 565 Sugarloaf Rd, Scotts Valley, CA 95066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,765 sqft · built 1924 |
| Lot Size | 0.703 acres (30,623 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $961,000 (May 2022) |
| Tax Bill | $12,099 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 095-261-05 |
| Primary APN | 095-261-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,765 sqft Living Area |
| Gross Area | 2,409 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 30,623 sqft (0.703 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 244 sqft |
| Patio Area | 244 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 565 SUGARLOAF RD |
|---|---|
| City | SCOTTS VALLEY |
| State | CA |
| Zip | 95066-2693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | TWP 10S RGE 01W SEC 04 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SUMMIT ROAD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 121000 |
565 Sugarloaf Rd is owned by two individuals who bought it in May 2022.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 500 N SPRING CREEK RD, BOULDER CREEK, CA 95006-9741 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2022 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 2, 2022 | Deed of Trust, Mortgage · Commercial Mortgage THE MARGIT K CHAPMAN TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on File |
| Deed Sale | May 5, 2022 · Amount on File |
| Prior Sale | Jul 30, 2015 · Amount on File |
| Deed Document Number | 202214455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 5, 2022 |
| Property Address | 565 SUGARLOAF RD, SCOTTS VALLEY, CA 95066-2693 |
| Document Number | 0000014455 |
| Instrument Date | May 2, 2022 |
| Instrument | 2022-0014455 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,057.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 500 N SPRING CREEK RD, BOULDER CREEK, CA 95006-9741 |
| Document Number | 0000014456 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 2022-0014456 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 565 SUGARLOAF RD, SCOTTS VALLEY, CA 95066-2693 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 565 SUGARLOAF RD, SCOTTS VALLEY, CA 95066-2693 |
| Document Number | 0000006952 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 2022-0006952 |
| Name | THE MARGIT K CHAPMAN TRUST |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 565 Sugarloaf Rd was $12,099.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Scotts Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,040,217 (+2%) Land $655,337 Building $384,880 | ||
| 2025 | $12,099.00 | $1,019,821 Land $642,487 Building $377,334 | |
| 2023 | $11,165.00 (+34.26%) | $980,220 Land $617,539 Building $362,681 | $847,440 |
| 2022 | $8,316.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 565 Sugarloaf Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1982–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 565 Sugarloaf Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CATHEDRAL WOOD MUTUAL WATER COMPANY private · serves 60 people · EPA ID CA4400642 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Etheric Networks, Frontier, Ridge Wireless, Xfinity.
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