565 Roseman Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 565 Roseman Rd, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,375 sqft · built 1968
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Aug 2022)
Tax Bill	$976 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`482B051`

Property Details

APN / Parcel Number

Primary APN	`482B051`
Alternative APN	`6196346`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1999
Exterior Material	Brick
Lot Area	20,909 sqft (0.48 acres)
Porch	Porch
Porch Area	68 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	565 ROSEMAN RD
City	SALISBURY
State	NC
Zip	28147-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	L4 SOUTHERN TERRACE
Legal Subdivision	SOUTHERN TERRACE
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	1
Census Block	1027
Census Tract	51201

Owner

565 Roseman Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	565 ROSEMAN RD, SALISBURY, NC 28147-8350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Deed Book / Page	1407 / 621
Prior Transfer Date	Feb 10, 2009
Prior Transfer Doc	0011370563
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	565 ROSEMAN RD, SALISBURY, NC 28147-8350
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014370226
Date	Feb 15, 2024
Book Page	1437/226

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 8, 2022
Property Address	565 ROSEMAN RD, SALISBURY, NC 28147-8350
Document Number	0014070621
Book / Page	1407 / 621
Map Reference	MB 9995 PG 1084
Instrument Date	Aug 8, 2022
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	565 ROSEMAN RD, 565, SALISBURY, NC 28147-8350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 ROSEMAN RD, SALISBURY, NC 28147-8350

Mortgage

Document Number	0014070622
Date	Aug 8, 2022
Book Page	1407/622

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.15%
Index	5-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

The 2026 property tax bill for 565 Roseman Rd was $976.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$976.00	$144,120 (-) Land $28,500 Building $115,620	$144,120 Land $28,500 Building $115,620
2025	$976.00	$144,120 Land $28,500 Building $115,620
2023	$976.00	$144,120 Land $28,500 Building $115,620	$144,120 Land $28,500 Building $115,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 565 Roseman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 565 Roseman Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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