565 Romain Rd, Caro, MI 48723 Property Records

Tuscola County property record for 565 Romain Rd, Caro, MI 48723

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,264 sqft · built 1960
Lot Size	2.41 acres (104,980 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,439 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2021 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`002-036-000-2900-00`

Property Details

APN / Parcel Number

Primary APN	`002-036-000-2900-00`

Interior

Full Baths	1 Bath
Building Area	1,264 sqft Building Perimeter
1st Floor Area	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	104,980 sqft (2.41 acres)
Garage Area	1,120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	565 ROMAIN RD
City	CARO
State	MI
Zip	48723-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALM-36-203A & 203B SEC 36 T13N R9E COM AT A PT THAT IS S 87 DEG 43' 30 E 1330.60 FT & S 01 DEG 17' 46 W 1305.67 FT & N 87 D
Legal Range	09E
Legal Township	13N
Legal Section	36
Legal Subdivision	RIVER BEND ESTATE
Jurisdiction	TUSCOLA MI
Township / Civil Division	ALMER
Census Block Group	1
Census Block	1033
Census Tract	500

Owner

Source: Tuscola County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	565 ROMAIN RD, CARO, MI 48723-9302
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit TEAM ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	565 ROMAIN RD, CARO, MI 48723-9302
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0001479723
Date	May 26, 2021
Book Page	1479/723

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 9, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	565 ROMAIN RD, CARO, MI 48723-9302
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0001475611
Date	Apr 14, 2021
Book Page	1475/611

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	565 ROMAIN RD, CARO, MI 48723-9302
Document Number	0014521435
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 ROMAIN RD CARO MI 487239302, CARO, MI 48723-9302

Mortgage

Document Number	0014521435
Date	Jul 20, 2020
Book Page	001452/001435

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	520 HAYDEN ST, SAGINAW, MI 48607-1121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Almer Township
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,000 (+8.13%)	$226,000 (+8.13%)
2025	$2,439.00 (+31.91%) Homeowner's exemption	$104,500 (+12.37%)	$209,000 (+12.37%)
2023		$93,000	$186,000
2020	$1,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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