Chesapeake City property record for 565 River Gate Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,937 sqft · built 2000 |
| Lot Size | 0.512 acres (22,303 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Nov 2020) |
| Tax Bill | $8,266 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Nov 2020 Sale & Mortgage + 1 more |
| APN | 0617001002430 |
| Primary APN | 0617001002430 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,937 sqft Living Area |
| 1st Floor Area | 1,493 sqft |
| Upper Floors Area | 1,493 sqft |
| Attic | Attic |
| Attic Area | 342 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 22,303 sqft (0.512 acres) |
| Lot Dimensions | 455 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Pool Area | 1,520 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 284 sqft |
| Deck Area | 593 sqft |
| Patio Area | 1,377 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 565 RIVER GATE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-6829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 243 CARRIAGE HOUSE ESTATES SEC 1 |
| Legal Subdivision | CARRIAGE HOUSE ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21009 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 565 RIVER GATE RD, CHESAPEAKE, VA 23322-6829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SPRING EQ LLC |
| Nov 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage NBKC BANK |
| Jul 23, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on Record |
| Deed Sale | Nov 24, 2020 · Amount on Record |
| Prior Sale | Apr 14, 2011 · Amount on Record |
| Deed Document Number | 202044326 |
| Deed Book / Page | 10262 / 1905 |
| Prior Transfer Date | Jul 17, 2018 |
| Prior Transfer Doc | 9936/211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 565 RIVER GATE RD, CHESAPEAKE, VA 23322-6829 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010393/146 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 10393/146 |
| Instrument | 210027936 |
| Name | SPRING EQ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 24, 2020 |
| Property Address | 565 RIVER GATE RD, CHESAPEAKE, VA 23322-6829 |
| Document Number | 10262/1905 |
| Book / Page | 10262 / 1905 |
| Instrument Date | Nov 14, 2020 |
| Instrument | 200044326 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 565 RIVER GATE RD, CHESAPEAKE, VA 23322-6829 |
| Document Number | 200044329 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 200044329 |
| Name | NBKC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 23, 2018 |
| Property Address | 565 RIVER GATE RD, CHESAPEAKE, VA 23322-6829 |
| Document Number | 9936/211 |
| Book / Page | 9936 / 211 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 180019434 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 565 RIVER GATE RD, CHESAPEAKE, VA 23322-6829 |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,266.00 (+6.44%) | $818,400 (+10.1%) Land $215,000 Building $603,400 | $818,400 (+10.1%) Land $215,000 Building $603,400 |
| 2024 | $7,766.00 (+34.34%) | ||
| 2023 | $743,300 (+5.51%) Land $205,000 Building $538,300 | $743,300 (+5.51%) Land $205,000 Building $538,300 | |
| 2022 | $704,500 Land $185,000 Building $519,500 | $704,500 Land $185,000 Building $519,500 | |
| 2019 | $5,781.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1982–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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