565 Prospect Dr, Durango, CO 81303 Property Records

La Plata County property record for 565 Prospect Dr, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,288 sqft · built 2002
Lot Size	6.65 acres (289,674 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Jul 2024)
Tax Bill	$3,177 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`5903-192-00-533`

Property Details

APN / Parcel Number

Primary APN	`5903-192-00-533`
Alternative APN	`R419224`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,288 sqft Living Area
Gross Area	3,032 sqft
1st Floor Area	2,288 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Lot Area	289,674 sqft
Garage Type	Attached
Garage Area	744 sqft
Porch	Unfinished Open Porch
Porch Area	561 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R419224
Street Address	565 PROSPECT DR
City	DURANGO
State	CO
Zip	81303-8829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RIM RIVER RANCHES BLOCK: 0 LOT: 7 PROJ #95-27 565 PROSPECT DR DURANGO 81303
Legal Subdivision	RIM RIVER RANCHES
Legal Block	1
Legal Lot Number	7
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO SOUTHWEST
Census Block Group	1
Census Block	1017
Census Tract	940400

Owner

Source: La Plata County records · APN 5903-192-00-533

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	565 PROSPECT DR, DURANGO, CO 81303-8829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 08, 2020	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2024 · Amount on Record
Deed Sale	Jul 03, 2024 · Amount on Record
Prior Sale	Oct 08, 2003 · Amount on Record
Deed Document Number	20241233726
Prior Transfer Date	May 28, 2024
Prior Transfer Doc	0001232613
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	565 PROSPECT DR, DURANGO, CO 81303-8829
Transaction Type	Mortgage
Record Updated	Nov 03, 2025
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY ROCKIES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 PROSPECT DR, DURANGO, CO 81303-8829

Mortgage

Document Number	0001247608
Date	Oct 20, 2025
Instrument	1247608

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	565 PROSPECT DR, DURANGO, CO 81303-8829
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001166467
Date	Jan 08, 2020
Instrument	1166467

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,000 (-1.01%) Land $8,230 Building $39,770	$775,910 (-) Land $133,000 Building $642,910
2025	$3,177.00 (+106.84%)	$48,490 (+43.5%) Land $8,310 Building $40,180	$775,910 (+53.84%) Land $133,000 Building $642,910
2023	$1,536.00 (-4.66%)	$33,790 (-3.81%) Land $8,030 Building $25,760	$504,350 (-0.22%) Land $119,920 Building $384,430
2022	$1,611.00	$35,130 Land $7,920 Building $27,210	$505,470 Land $114,000 Building $391,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 60% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	25 / 3

May also be available: AlignTec, AT&T.

Based on FCC filings for 11 locations within half a mile of this property.

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